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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Angelo V
    St Petersburg, FL
    Posted on September 1st, 2019 01:25 PM
    it was good
  • Encompass
    M
    Mariusz K
    Oldsmar, FL
    Posted on August 25th, 2019 04:20 PM
    Awesome experience
  • Encompass
    S
    Samantha J
    New Port Richey, FL
    Posted on August 24th, 2019 01:40 PM
    He made everything go as smooth and as fast as possible so that we could get into our new home!
  • Zillow
    S
    Samanthahansen65
    New Port Richey, FL
    Posted on August 24th, 2019 12:00 AM
    Micheal made our home buying process so easy. Made it as fast as possible so that we could move into our new home! I would recommend him to my friends and family.
  • Encompass
    J
    Jeffrey S
    Belleair, FL
    Posted on August 2nd, 2019 01:34 AM
    Service,service.
  • facebook
    E
    Elaine
    Posted on August 1st, 2019 08:29 PM
    Mike did such an amazing job getting us prepared for buying a home. He was with us every step of the way and had all of our best interests in mind. I would highly recommend working with him before buying a home!
  • Encompass
    E
    Elaine M
    Clearwater, FL
    Posted on August 1st, 2019 12:06 PM
    Michael worked so hard to ensure we had everything we needed for our house purchase to go through smoothly. He continued to stay in touch with me through the entire process making sure all my questions were answered and that everything was...
    read more
  • Encompass
    E
    Emilio R
    Posted on July 28th, 2019 01:52 PM
    I a m very please with the way you handle my loan ad the savings that you've been able to get for me.
  • Encompass
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    William P
    Clearwater, FL
    Posted on June 25th, 2019 02:15 PM
    Michael is a hard working and knows his business well. Great working with him He did a great job on this transaction
  • Encompass
    S
    Sandipkumar T
    Weston, FL
    Posted on June 7th, 2019 11:00 AM
    Very pleasant personality, very professional, exceeds expections for customer service... very prompt in responding to customer needs..,very very good experience to work with Michael !!!!
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.