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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Mary E
    Belleair, FL
    Posted on May 20th, 2019 11:59 AM
    Michael is a terrific guy! He helped me throughout the entire process. I am a first time home buyer, so glad to I was referred to Michael to help me with getting my loan! Mary Gamino
  • Encompass
    J
    Jason R
    Belleair, FL
    Posted on May 15th, 2019 07:04 PM
    I'm a Realtor and I work with lenders on a regular bases. None have come close to Michael in every category. He's extremely knowledgeable, helpful and just a really good guy. I truly enjoy working with him and I look forward to our next deal....
    read more
  • Encompass
    G
    Gail E
    Largo, FL
    Posted on May 14th, 2019 02:59 AM
    Mike is very thorough and worked hard to get our closing done quickly.
  • Encompass
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    Robert A
    Seminole, FL
    Posted on April 9th, 2019 08:11 PM
    Excellent
  • Encompass
    A
    Alan R
    Clearwater, FL
    Posted on March 2nd, 2019 11:36 AM
    I could never say enough positive about Mike, he is the ultimate at his profession. Our loan was com
  • Encompass
    T
    Thomas E
    Land O' Lakes, FL
    Posted on March 1st, 2019 12:11 PM
    Your service was extremely efficient. We appreciate your support throughout this entire process.
  • Encompass
    S
    Susan R
    Clearwater, FL
    Posted on January 26th, 2019 01:54 PM
    Mike provided a relaxed, friendly, extremely competent and timely experience. Each step along the way was perfectly professional. I can’t thank him enough for his advice and making this home buying experience as easy as could be.
  • Encompass
    S
    Salvatore B
    Clearwater, FL
    Posted on January 2nd, 2019 12:09 AM
    I would give more than 5 stars if I could. As a first time home buyer and a recent college graduate, I had absolutely no experience when it came to mortgages. Mike took his time to explain the entire process to me, and went above and beyond...
    read more
  • Zillow
    S
    Salvatore B I
    Posted on January 1st, 2019 12:00 AM
    As a first time home buyer and a recent college graduate, I had absolutely no experience when it came to mortgages. Mike took his time to explain the entire process to me, and went above and beyond to find me the best mortgage type for my budget....
    read more
  • Zillow
    T
    Tory B
    Clearwater, FL
    Posted on January 1st, 2019 12:00 AM
    As a first time home buyer and a recent college graduate, I had absolutely no experience when it came to mortgages. Mike took his time to explain the entire process to me, and went above and beyond to find me the best mortgage type for my budget....
    read more
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.