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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    Diane H
    Palm Harbor, FL
    Posted on November 20th, 2019 09:41 AM
    Michael met the closing date on time.
  • FTP
    K
    Karen W
    Brooksville, FL
    Posted on October 22nd, 2019 10:11 PM
    Mike is awesome to work with. He keep in contact with me every step of the way explaining the process and what to expect next. He also came to the closing! Much appreciated Mike. Thank you!
  • FTP
    D
    Dirk A
    Largo, FL
    Posted on October 21st, 2019 09:45 PM
    Very friendly, makes you feel like you are talking to a good friend. Relaxed and informative
  • FTP
    L
    Lori A
    Largo, FL
    Posted on October 21st, 2019 07:39 PM
    Mike and his team were awesome! The refinance process was very smooth. Thanks so much!
  • FTP
    A
    Albert V
    Brooksville, FL
    Posted on October 18th, 2019 06:46 PM
    Mike made the transaction very smooth and easy. Everything went as planned and communication was there the entire time.
  • Encompass
    J
    Jennifer L
    Clearwater, FL
    Posted on September 25th, 2019 08:21 PM
    Mike was fantastic and made the whole process a breeze!
  • Encompass
    E
    Elizabeth A
    Palm Harbor, FL
    Posted on September 25th, 2019 12:48 PM
    Mike and his team made the process easy and painless! Everyone is very nice, professional and responds quickly. Awesome experience!
  • Encompass
    D
    David F
    Clearwater, FL
    Posted on September 25th, 2019 10:08 AM
    Mike was easy to work with. He made the process very simple and fast. I told him that for me it was more important that the process was completed smoothly and quickly, and he could not have made it any easier for me. Definitely would use him...
    read more
  • Encompass
    R
    Robert A
    Seminole, FL
    Posted on September 17th, 2019 09:24 AM
    .
  • Encompass
    B
    Belinda S
    Seminole, FL
    Posted on September 14th, 2019 12:07 PM
    Very professional & communicates well
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.