
Michael Baralt
Mortgage Loan Advisor | NMLS# 364877

Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Mike keeps you updated on the process. Being able to communicate electronically was also extremely convenient.
Personal connection and a variety of options along the way. Communication was amazing.
Mr Baralt streamlines a complicated process and explains what is happening to my customers every step of the way. He also provides lending options for land lease situations that many banks won’t provide.
Mike is a true professional. I have worked with him for many years. Mike communicates, is very honest and on point with every transaction! Highly recommend!
Michael was very professional and very helpful
His knowledge was outstanding.
A great experience.
It was a pleasure to work with Michael on the purchase of my first home! Buying a home can be stressful, Michael helped make the process easy and everything went smoothly. He always kept good contact and made himself readily available; he was...
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Michael is a diligent lender that keeps the deal in order, he keeps his clients up to date and ahead of schedule. I know this because I'm a real estate agent that refers him to all my clients without any sort of compensation and he always does...
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Always transactions with Mike are, Awesome , fun and easy.
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About
Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan OfficerJan 1st, 2013 - Current
- McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.Sep 1st, 1997 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 364877
- Branch NMLS: 1020991
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.