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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Kevin P
    Dunedin, FL
    Posted on March 10th, 2020 11:12 AM
    Mike keeps you updated on the process. Being able to communicate electronically was also extremely convenient.
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    Kristina L
    Land O Lakes, FL
    Posted on March 7th, 2020 02:20 PM
    Personal connection and a variety of options along the way. Communication was amazing.
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    Kenneth R
    Clearwater, FL
    Posted on March 7th, 2020 01:52 PM
    Mr Baralt streamlines a complicated process and explains what is happening to my customers every step of the way. He also provides lending options for land lease situations that many banks won’t provide.
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    Lea E
    Tarpon Springs, FL
    Posted on January 28th, 2020 04:44 PM
    Mike is a true professional. I have worked with him for many years. Mike communicates, is very honest and on point with every transaction! Highly recommend!
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    William P
    Largo, FL
    Posted on January 18th, 2020 01:40 PM
    Michael was very professional and very helpful His knowledge was outstanding. A great experience.
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    Jennifer L
    Dunedin, FL
    Posted on November 27th, 2019 03:14 PM
    It was a pleasure to work with Michael on the purchase of my first home! Buying a home can be stressful, Michael helped make the process easy and everything went smoothly. He always kept good contact and made himself readily available; he was...
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    Jason R
    Dunedin, FL
    Posted on November 26th, 2019 02:17 PM
    Michael is a diligent lender that keeps the deal in order, he keeps his clients up to date and ahead of schedule. I know this because I'm a real estate agent that refers him to all my clients without any sort of compensation and he always does...
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    Michael J
    Clearwater, FL
    Posted on November 24th, 2019 01:37 PM
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    Deborah J
    Palm Harbor, FL
    Posted on November 24th, 2019 06:25 AM
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    Mariusz K
    Palm Harbor, FL
    Posted on November 20th, 2019 02:10 PM
    Always transactions with Mike are, Awesome , fun and easy.
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.