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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Kristina M
    Trinity, FL
    Posted on April 4th, 2020 01:26 PM
    Mike's attention to detail and walking us through the home buying process was unmatched. He treated us like family and took calls after hours if needed. I would highly recommend him to all my friends and family!
  • Encompass
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    Kyle A
    Trinity, FL
    Posted on April 4th, 2020 12:11 PM
    Mike is great! He made the process easy and pain free. He reached out to us during every step of the process and made sure we were comfortable and understood everything. Would highly recommend!
  • Zillow
    K
    Kristina2275
    New Port Richey, FL
    Posted on April 4th, 2020 12:00 AM
    Mike's attention to detail and walking us through the home buying process was unmatched. He treated us like family and took calls after hours if needed. I would highly recommend him to friends and family.
  • Encompass
    M
    Mary E
    Clearwater, FL
    Posted on April 1st, 2020 02:16 PM
    Mike was very helpful with explaining the mortgage process to me and answering all my questions. He worked to find the best rate, and was always available to me for any questions or concerns I had. I would highly recommend him to others.
  • Encompass
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    Lynda J
    Clearwater, FL
    Posted on April 1st, 2020 01:15 PM
    All felt taken care of and the business was personalized with the best interest of the customer in mind. Professional services; always kept informed with good tools sent to inform client of expectations on process, each step along the way which...
    read more
  • Encompass
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    Teri L
    Seminole, FL
    Posted on March 29th, 2020 02:19 PM
    good updates. always felt like he had our backs:)
  • Encompass
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    Ellen S
    Largo, FL
    Posted on March 20th, 2020 02:04 PM
    Mike couldn’t have been more of a pleasure to work with on a personal refinance for our home. I already knew his great work ethic and vast knowledge from sending all my real estate clients to him, but our situation was a tricky one. We have...
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  • Encompass
    A
    Anastasia K
    Clearwater, FL
    Posted on March 20th, 2020 01:02 PM
    Mike was extremely helpful getting me the best financing for my home. He was there for me the entire way!
  • Encompass
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    Carol A
    Largo, FL
    Posted on March 17th, 2020 02:45 PM
    Communication was always clear and frequent
  • Encompass
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    Sarah J
    Dunedin, FL
    Posted on March 10th, 2020 11:25 AM
    From start to finish. Quick, informative and easy to deal with.
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.