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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Joshua K
    Pinellas Park, FL
    Posted on May 16th, 2020 10:12 PM
    Mike was always quick to return calls or emails and explain anything to me that I needed.
  • Encompass
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    Gary R
    Clearwater, FL
    Posted on May 14th, 2020 03:05 AM
    Mike was a professional and a pleasure to work with.
  • Encompass
    K
    Kienan R
    Tarpon Springs, FL
    Posted on May 13th, 2020 09:06 PM
    Mike is the man
  • Encompass
    L
    Lawrence L
    Clearwater, FL
    Posted on April 26th, 2020 09:50 PM
    Micheal Baralt made what seemed impossible, possible. He was very informative and was always available when we had questions or concerns. Our loan was a little tricky but he came up with options and we ended up with our home. Highly recommended...
    read more
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    L
    Luke
    Posted on April 21st, 2020 06:59 PM
    When Quicken Loans/Rocket mortgage missed a critical step/check 3/4's of the way through our condo home loan process (with zero options except to literally double our down payment), we turned to Michael Baralt and Hamilton Group Funding for...
    read more
  • Encompass
    D
    Douglas G
    Saint Petersburg, FL
    Posted on April 19th, 2020 06:52 PM
    Michael Baralt is a true professional. Always impressed with his knowledge and advice. I would never hesitate for a minute to recommend him.
  • Encompass
    R
    Rebecca J
    Clearwater, FL
    Posted on April 14th, 2020 05:06 PM
    Mike is amazing! He understood that we are busy juggling kids and work and he accommodated us and made this process simple and painless!
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    J
    JC J
    Clearwater, FL
    Posted on April 12th, 2020 04:54 PM
    service was great ,everyone was friendly and professional.
  • Encompass
    M
    Mariann T
    Clearwater, FL
    Posted on April 7th, 2020 09:53 AM
    Prompt replies to my questions. Michael Baralt was courteous and knowledgeable. I felt that he really worked hard to help me obtain my mortgage at a great rate. I'm grateful for his patience and helpful replies to my concerns. It was a joy...
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  • Encompass
    G
    Garrett J
    Clearwater, FL
    Posted on April 6th, 2020 02:57 PM
    Michael kept me informed throughout the selling process, which is very important.
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.