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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Deborah P
    Clearwater, FL
    Posted on September 16th, 2020 03:56 PM
    Michael got the job done in the time it was expected. One of the smoothest transactions I have been a party to and I have been a full time Realtor for over 20 years years!
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    Charles J
    Clearwater, FL
    Posted on September 13th, 2020 04:23 PM
    Mike did a outstanding job I can't believe how on top of the whole process he was I would give him a 12 on a scale of 1 to 10
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    Frances M
    Zephyrhills, FL
    Posted on September 8th, 2020 09:38 PM
    Great communication.
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    Ladonna M
    Zephyrhills, FL
    Posted on September 6th, 2020 08:21 PM
    It was a great experience. Michael helped us to close early and was always there to answer questions.
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    Tyler D
    Zephyrhills, FL
    Posted on September 3rd, 2020 11:31 AM
    Michael was easy to get a hold of and told us exactly what we needed and when we needed it.
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    Taylor S
    Largo, FL
    Posted on September 2nd, 2020 09:34 PM
    Michael was working with the buyers of a property I had listed recently. He communicated with me when needed and was quick to respond. He anticipated issues the buyers' may run into and worked to have solutions ready beforehand. He works hard...
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  • Encompass
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    Kristopher W
    Oldsmar, FL
    Posted on September 1st, 2020 12:54 PM
    Mike made it so easy for me to refinance my home. Any questions or concerns I had were answered expertly and promptly. I will recommend using Mike to any and everyone.
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    Alan D
    Clearwater, FL
    Posted on August 31st, 2020 10:27 PM
    michael kept on working through all the delays and my lack of computer knowledge thank you for all your help.
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    Kenneth R
    Clearwater, FL
    Posted on August 29th, 2020 02:29 AM
    Efficiency, knowledge of my territory, financial expertise. And he provides an excellent product.
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    Kathy
    Posted on July 29th, 2020 08:47 PM
    We had an excellent experience working with McCaughan Home Lending. We highly recommend!
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.