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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Ann M
    Clearwater, FL
    Posted on July 25th, 2020 12:14 PM
    Mike was on top of things each step of the way!
  • Encompass
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    Roberto J
    Fort Myers, FL
    Posted on July 25th, 2020 11:58 AM
    Great service and very knowledgable. He treated me like i was the only one he was helping and a top priority. I would most definitely recommend Mike to everyone.
  • Encompass
    J
    John D
    New Port Richey, FL
    Posted on July 25th, 2020 09:55 AM
    Michael's attention to detail, plethora of knowledge, and endless resources places him and Hamilton at the very top of the industry. Our second home purchased with the guidance of Mike went just as amazing as the first. If there is ever a third,...
    read more
  • Encompass
    M
    Mable A
    Clearwater, FL
    Posted on July 20th, 2020 02:49 AM
    Mike is a genuinely nice person. He is honest and will only point you in the safest direction.
  • Encompass
    M
    Margaret K
    Clearwater, FL
    Posted on July 15th, 2020 11:09 AM
    Michael was very professional, friendly, and thorough. He explained every step and was patient when answering with my questions. I trust him!
  • Encompass
    S
    Samantha E
    Largo, FL
    Posted on July 9th, 2020 11:44 AM
    Customer service second to none !
  • Encompass
    B
    Brandon L
    Clearwater, FL
    Posted on July 6th, 2020 11:59 AM
    Mike is an absolute pros pro! Super easy process and always keeps you up to date with what's going on. Never any surprises, and before you know it you're ready to sign for your new house! He will also go out of his way to help get you qualified...
    read more
  • Encompass
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    William P
    Tampa, FL
    Posted on July 5th, 2020 11:31 AM
    Great customer service
  • Encompass
    S
    Shantelle H
    Clearwater, FL
    Posted on July 3rd, 2020 01:19 PM
    Honestly, I can't express in words how grateful I am that we got Mike as our lender. Dont ever go with anyone else! He is so amazing, responsive, helpful and just all around awesome. He made the process so quick and easy. This was our first...
    read more
  • Zillow
    P
    Pporce1
    Posted on June 20th, 2020 10:29 AM
    Michael Was extremely helpful is getting us the best rate and kept us informed of our progress every step of the way. Always answered any questions or concerns we had. Highly recommend
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.