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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    William P
    Dunedin, FL
    Posted on November 24th, 2020 01:28 PM
    No worries when Michael is involved He will get it to closing table.
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    Clifford R
    Valrico, FL
    Posted on November 8th, 2020 07:06 PM
    great customer service made the process very easy and more important easy to understand Mike was very responsive and fast to answer any questions
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    LEANN I
    Orlando, FL
    Posted on November 4th, 2020 12:37 PM
    I have a partnered lender I work with that I refer everyone to but if I get anyone outside of Brevard county I would HIGHLY RECOMMEND Mike Baralt. He was on point with every single thing and didn't skip one beat. I wish everyone were like him....
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  • Encompass
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    Beth A
    Clearwater, FL
    Posted on November 4th, 2020 12:01 AM
    Michael is very pleasant to work with. He kept us informed throughout the transaction and closed on time. I would highly recommend Michael to future clients.
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    William J
    Clearwater, FL
    Posted on October 30th, 2020 02:03 PM
    Michael maintained constant communication through out the process. There weremany documents required, and Michael was very helpful in logistics of obtaining this information. He was also a very pleasant person to work with, a good sense of...
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    John M
    Englewood, FL
    Posted on October 23rd, 2020 03:54 PM
    Michael was always professional and pleasant to talk with. gave me his personal cell# and answered whenever I called no matter what day or time. checked in every step of the way. Would definitely recommend him to anyone looking for mortgage...
    read more
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    Bruce C
    Bradenton, FL
    Posted on October 23rd, 2020 02:49 PM
    Couldn’t gone smoother!
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    Brett
    Posted on October 19th, 2020 02:22 PM
    Mike is a top notch mortgage professional... The time and effort he puts into his customers surely cannot be beaten. And he is a great guy.. Highly recommend him!
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    David P
    Clearwater, FL
    Posted on September 19th, 2020 04:09 PM
    Mike was very knowledgeable and always on top of the process. Thank you Mike.
  • Encompass
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    Diana Z
    Clearwater, FL
    Posted on September 16th, 2020 11:58 PM
    Michael was very professional and knowledgeable and a pleasure t.o work with
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.