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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Igor B
    Clearwater, FL
    Posted on December 22nd, 2020 02:30 PM
    Thank you for an excellent service, Michael!
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    Malya L
    Clearwater, FL
    Posted on December 21st, 2020 05:57 PM
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    Scott L
    Clearwater, FL
    Posted on December 16th, 2020 03:47 PM
    Mike did a great job guiding us through the loan process. Thanks.
  • Encompass
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    Shannon B
    Clearwater, FL
    Posted on December 16th, 2020 12:56 PM
    Thank you for making this process as easy as possible, keeping me updated, and bringing my clients to closing on time!
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    Stephanie L
    Clearwater, FL
    Posted on December 11th, 2020 02:13 PM
    Michael was very helpful in getting my clients condo closed without ANY issues! Thank you so much! Stephanie Levoyer Realtor, C21 Affiliated **********
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    Judith L
    Tarpon Springs, FL
    Posted on December 5th, 2020 10:32 PM
    Mike was very professional and thoughtful in his approach. He was very good in answering all the questions and provided good information.
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    Carl D
    Clearwater, FL
    Posted on December 3rd, 2020 11:35 AM
    getting a loan for our condo was done with great speed , we didn't buy a million dollar condo with a water view but they treated us as if we did, a big shout out to Mike and his team!!
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    Tracy J
    Clearwater, FL
    Posted on December 1st, 2020 10:44 PM
    Mike was proactive in communication and kept me informed at every step. He has always worked diligently on my loans and I have referred him to all my friends and family over the years!
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    Scott T
    Clearwater, FL
    Posted on November 30th, 2020 04:59 PM
    Promptness to answer any questions that we may have. Very Important !!
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    Kenneth R
    Clearwater, FL
    Posted on November 28th, 2020 12:47 AM
    Michael has the knowledge and experience to make my clients feel very comfortable and confident in his ability to negotiate the best deal possible for them.
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.