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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    W
    William P
    Largo, FL
    Posted on March 9th, 2021 11:29 AM
    People person. Gets it done. Just did a VA loan with him. Best in the business
  • Encompass
    K
    Kenneth R
    Clearwater, FL
    Posted on March 2nd, 2021 12:51 PM
    The feedback I receive from my clients about Mr Baralt is always very positive. His communication skills are excellent as he stays in touch with borrowers throughout the loan process. His experience, knowledge and professionalism makes my job...
    read more
  • Encompass
    S
    Scott T
    Clearwater, FL
    Posted on March 1st, 2021 03:02 PM
    Promptness and communication !
  • Encompass
    R
    Rex A
    Clearwater, FL
    Posted on February 27th, 2021 12:33 PM
    The one word that best describes Mike is professional! Kept us informed and was always there for us! Being a long distance move, he made it seem like we were next door! Thanks Mike!
  • Encompass
    J
    Janice M
    Palm Harbor, FL
    Posted on February 16th, 2021 02:30 PM
    Mike Baralt is a pleasure to work with. He is knowledgeable, thorough, and completely trustworthy. A good experience.
  • Encompass
    K
    Kelly A
    Clearwater, FL
    Posted on February 10th, 2021 01:35 PM
    He did a great job!
  • Encompass
    B
    Barry A
    Clearwater, FL
    Posted on February 9th, 2021 04:08 PM
    Mike and his staff made the process very easy. They are very knowledgeable and professional. They helped us every step of the way even though little snags. They got everything done in a timely manner, and we closed before the projected date....
    read more
  • Encompass
    A
    Amanda N
    Tampa, FL
    Posted on February 5th, 2021 11:05 PM
    Mike was always available for questions, was great at explaining the process and really worked hard to ensure everything went smoothly. I would highly recommend him.
  • Encompass
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    Pamela O
    Clearwater, FL
    Posted on January 28th, 2021 03:43 PM
    MIchael was very professional and personable. He kept me up to date of how the loan was going and what I needed to do. He took his time to personally help me through the details of the emails I was having a hard time doing. (I'm computer challenged)...
    read more
  • Encompass
    J
    Judith B
    Pinellas Park, FL
    Posted on January 23rd, 2021 01:54 PM
    this was my first time selling 1 house and buying another Michael was very patient and explained everything to meeven when I was being difficult -- he was very patient and continued to explain things and why they needed to be done.thank you...
    read more
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.