Michael Baralt
Mortgage Loan Advisor | NMLS# 364877
Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Mike was very responsive answering all our questions and making sure we had all the required documents to make the purchase of our new home a pleasure. We will recommend Mike to all our friends who need mortgage services.
Michael was always available to answer questions and to give advice!
Thank you for your help
Paul J Fernandes Realtor
#C-************
Lipply Real Estate
Palm Harbor, FL.
This is our second experience with Michael. He is always professional and always kept us in the loop . There were no surprises and everything went smoothly.
He kept in close communication and followed through on all issues.
Michael was very informative and helpful to my buyer(s) regarding financing in the On Top of the World community which is a leasehold estate ownership. Not a lot of financing institutions that would finance that ownership, and Michael made...
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Efficient and great to work with.
Michael Baralt made my refinance an easy and pleasant experience. He explained every step throughout the process, kept me informed and up-to-date at all times, and answered any and all questions I had. I could not be more satisfied and would...
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Friendly, professional advice.
Michael was quick and professional. Clearly informed me all documents to send in and stayed in close contact. Mike handled all the work and made the whole transaction very smooth.
Communication and returned calls.
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About
Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan OfficerJan 1st, 2013 - Current
- McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.Sep 1st, 1997 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 364877
- Branch NMLS: 1020991
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.