Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Melissa was a rock star at handling all the twists and turns in this transaction. She quickly shifted from one loan types to another allowing our client to get the home they wanted.
Reply from Melissa Simmonds
August 3rd, 2026 07:48 PM
Mary, I'm glad to hear that I could effectively handle the transaction's complexities and help your client secure the home they wanted. If there's anything more I can assist you with, please let me know.
Melissa faced some great challenges helping us get into our new home. We had a nightmare of a situation the first go round. She helped us get through everything clear to close, twice. I genuinely could not fathom how having her assistance kept...
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Reply from Melissa Simmonds
July 9th, 2026 01:26 PM
Damian, I'm truly grateful for your kind words and appreciation. It's good to know that my assistance made a difference during the challenges you faced. I'm happy I could help guide you through the process and ensure everything was streamlined...
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Melissa was full of grace and kindness as she guided me through the process, despite my unlimited questions! She answered them quickly and completely!
Reply from Melissa Simmonds
July 6th, 2026 03:14 PM
Ruth, I'm grateful for your kind words. It's nice to know that my guidance and prompt responses were helpful to you throughout the process. If you have any more questions or need assistance in the future, I'm here to help!
Melissa and her team are the best! They communicate well and get back to you very fast, and help you understand if you're confused on anything.My wife and I loved working with her and her team and would recommend them to anyone I know who's...
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Reply from Melissa Simmonds
July 6th, 2026 03:06 PM
Patrick, I'm pleased to hear that you and your wife had a positive experience working with me and my team. It's great to know that our communication and support were helpful throughout the process. Thank you for your kind recommendation!
Melissa made everything easy and explained everything clearly. No complaints. Highly recommend!
Reply from Melissa Simmonds
July 2nd, 2026 04:21 PM
Samuel, I'm grateful for your kind words and recommendation. It's good to know that I was able to make the process easy and clear for you. If you ever need further assistance, I'm here to help!
Melissa was great to work with! Very communicative, and let us know what we needed to do every step of the way!
Reply from Melissa Simmonds
June 29th, 2026 02:29 PM
Madison, I'm pleased to hear that you found the communication helpful and that I could guide you through each step. Thank you for sharing your experience with Flat Branch Home Loans!
Great communication and prompt feedback on all of our questions.
Reply from Melissa Simmonds
June 25th, 2026 06:31 PM
Brian, I appreciate your positive feedback on the communication and prompt feedback. I'm glad to hear I could assist you with all your questions at Flat Branch Home Loans. If there's anything more I can do for you, please let me know.
We were kept updated throughout the loan process and Melissa made herself available for any questions.
Reply from Melissa Simmonds
June 25th, 2026 03:20 PM
Nicole, I'm glad to hear that you felt well-informed during the loan process. I always strive to be accessible for any questions you might have. Thank you for sharing your experience!
The service was very transparent, and Melissa helped walk us through everything in the process
Reply from Melissa Simmonds
June 25th, 2026 03:19 PM
Aaron, I appreciate your feedback on the transparency of the service. I'm glad I could assist you throughout the process at Flat Branch Home Loans. If you have any more questions or need further assistance, please feel free to reach out.
She was so helpful. Always willing to answer our questions and quick to respond
Reply from Melissa Simmonds
June 25th, 2026 03:16 PM
Emma, I'm grateful for your kind words. I'm happy to have been helpful and responsive to your questions throughout the process. If you need any further assistance, please feel free to reach out.
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149