Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Melissa always kept us informed on the loan process. Very friendly and professional .
Reply from Melissa Simmonds
August 17th, 2026 04:19 PM
Charles, I'm grateful for your feedback. It's nice to know that you felt well-informed throughout the loan process. If you need anything else, please reach out to me anytime.
Great communication!
Reply from Melissa Simmonds
September 4th, 2026 06:02 PM
Cammi, thank you for highlighting the great communication. I'm pleased that you had a positive experience with Flat Branch Home Loans. If there's anything else I can do for you, feel free to let me know.
Any questions I had were always answered quickly and thoroughly .
Reply from Melissa Simmonds
August 10th, 2026 05:25 PM
Logan, I'm pleased to hear that I could answer your questions quickly and thoroughly. If you have any more queries or need further assistance, feel free to reach out to me anytime.
Fast closing, easy and my client was very happy
Reply from Melissa Simmonds
August 31st, 2026 07:01 PM
Aldo, I appreciate your feedback. I'm glad to know that the process was smooth and your client was very happy. If there's anything else you need, feel free to reach out.
Melissa is a fantastic lender. Top tier communication,very knowledgeable and was able to get us to the closing table in just 22 days on an FHA loan.
Reply from Melissa Simmonds
August 27th, 2026 02:15 PM
Nathaniel, I'm pleased to hear that my communication and knowledge helped you reach the closing table swiftly. Thank you for your kind words about my services. If you have any further needs or questions, feel free to reach out.
Melissa guided us first time home buyers throughout the process with a sense of commitment, urgency (as we were on a strict time limit), transparency, and respect. I highly recommend her and her team to anyone!
Reply from Melissa Simmonds
August 4th, 2026 03:20 PM
Brandi, I appreciate your kind words and recommendation. It’s great to know that I could provide the guidance and support you needed as first-time home buyers, especially under a strict timeline. If there's anything else I can assist you with,...
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Melissa handled everything smoothy
Reply from Melissa Simmonds
August 13th, 2026 01:17 PM
Alicia, I'm happy to hear that everything went smoothly for you. If you ever need assistance in the future, feel free to reach out.
My second time using Melissa and she is super helpful! I will recommend anybody I know to use her!
Reply from Melissa Simmonds
July 23rd, 2026 03:30 PM
Derick, I'm grateful for your continued trust in my services and your kind recommendation. It's wonderful to know that you found my assistance helpful once again. If there's anything more I can do for you, please let me know.
All processes were well managed. Questions and needs were met with prompt reply
Reply from Melissa Simmonds
July 22nd, 2026 03:11 PM
Thomas, I'm pleased to hear that everything was managed well and that your questions and needs were addressed promptly. If there's anything else you need, don't hesitate to reach out.
There weren't any hiccups on our end of try to buy our home and a big help was because of Melissa
Reply from Melissa Simmonds
July 13th, 2026 03:17 PM
Teddy, I'm glad to hear that the process went smoothly for you. It's nice to know that my support was helpful in your home buying journey. If you need any further assistance, feel free to reach out.
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149