Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Melissa was timely, friendly and transparent of what was going on! Things moved quickly and she was ready for them!
Reply from Melissa Simmonds
June 25th, 2026 01:34 PM
Martin, I'm pleased to know that you appreciated my timeliness and transparency throughout the process. It's great to hear that everything moved quickly and smoothly for you. Thank you for your kind words!
Great service as
Reply from Melissa Simmonds
June 23rd, 2026 02:45 PM
Thank you, Harvey, for your positive feedback on the service you received. I'm happy to know that you had a great experience with Flat Branch Home Loans.
Very detailed oriented, keeping on top of everything every day and very wonderful personality & professionalism.
Reply from Melissa Simmonds
June 22nd, 2026 03:34 PM
Carolyn, I appreciate your kind words about my attention to detail and professionalism. It's great to know that you had a positive experience working with me. Thank you for sharing!
Excellent communication. Professional. Thank you!
Reply from Melissa Simmonds
July 13th, 2026 06:57 PM
Richard, I appreciate your kind words about my communication and professionalism. It's great to know that you had a positive experience. If you ever need further assistance, please feel free to reach out.
Melissa was wonderful to work with from the beginning of the process to the closing. She responded in a timely fashion to any of my questions.
I would recommend her to anyone!
Reply from Melissa Simmonds
June 22nd, 2026 01:06 PM
Paula, I'm grateful for your kind words and recommendation. It's nice to know that my timely responses were helpful throughout the process. Thank you for sharing your experience!
We received only minimal support because Flat Branch would not offer its best rate and would only match competitors. Overall, it wasn’t a positive experience, and we chose to proceed with Flat Branch solely because our first mortgage is with...
read more
Reply from Melissa Simmonds
June 16th, 2026 08:05 PM
Hi Sidi,Thank you for your feedback. I genuinely value the opportunity to work with you again and am sorry to hear this experience did not meet your expectations compared to your previous loan with us.We strive to provide transparent options...
read more
We were first time buyers with zero knowledge or experience and Melissa helped us every step of the way. Everything was communicated and explained to us in a way we could understand. The whole process went very smoothly and was made extremely...
read more
Reply from Melissa Simmonds
June 19th, 2026 04:59 PM
Ella, I'm pleased to hear that I could assist you as first-time buyers and make the process smooth and easy for you. It's great to know that the explanations were clear and helpful. Thank you for sharing your positive experience!
the whole process was very smooth and stress free!
Reply from Melissa Simmonds
June 19th, 2026 03:32 PM
Carson, I'm happy to hear that the process was smooth and stress-free for you. Thank you for sharing your experience with me!
Melissa explained and clarified the banking terms into layman terms. She was always available to answer our questions. She actually kept in contact with us for a number of years until we were able to find the right house.
Reply from Melissa Simmonds
June 15th, 2026 01:53 PM
Jeffrey, I'm pleased to know that my explanations and availability made a difference for you. Keeping in touch over the years to help you find the right house was truly worthwhile. Thank you for sharing your experience!
Melissa was always available for any questions we had and she clearly and easily explained unfamiliar banking terms and numbers for us to understand. She did an excellent job and went above and beyond our expectations. We are so thankful she...
read more
Reply from Melissa Simmonds
June 15th, 2026 04:36 PM
Barbara, I appreciate your kind words and am glad to hear that my explanations were helpful and that I could be there for your questions. Staying in touch over the years to assist you in finding the right home was truly rewarding. Thank you...
read more
41–50 of 224
About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
View All
Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
View All
Disclaimer
NMLS# 224149