Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My fiancé and I were both first time homebuyers, so we were very unsure on how everything worked and had a lot of questions. Melissa was so friendly. Thourough and knowledgeable. We highly recommend her and so glad she was the one to help guide...
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Reply from Melissa Simmonds
September 14th, 2026 07:44 PM
Shelby, I'm pleased to hear that you and your fiancé felt supported throughout your homebuying journey. It's great to know that my guidance and knowledge were helpful to you both. Thank you for your recommendation!
Melissa was amazing! We are brand new to home buying and she was very helpful during the process and made it an enjoyable one for us. We trusted her every step of the way and appreciate her greatly!
Reply from Melissa Simmonds
September 11th, 2026 03:24 PM
Victoria, I'm grateful for your kind words and trust throughout your home buying journey. It's wonderful to hear that you found the process enjoyable and helpful. Thank you for choosing to work with me!
Melissa was fantastic, we shopped around and still came back for the best deal and best experience. She was supportive but also relentless when she needed to be to keep us in front of deadlines and on schedule
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Reply from Melissa Simmonds
September 11th, 2026 03:22 PM
Nathan, I appreciate your kind words and am glad to hear that you felt supported throughout the process. It's wonderful to know that my approach helped keep things on track for you. Thank you for choosing Flat Branch Home Loans for the best...
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Melissa and her tem did a great job!
Reply from Melissa Simmonds
September 30th, 2026 04:10 PM
Shiloh, I'm happy to hear that you had a great experience with my team and me at Flat Branch Home Loans. Your feedback is truly appreciated!
Melissa and Janessa are an excellent team! Melissa is so great at answering questions and explaining things you may be confused about. I have recommended her to several people and they have all had wonderful experiences with her as well.
Reply from Melissa Simmonds
September 7th, 2026 03:38 PM
Courtney, thank you for your thoughtful review. I'm pleased to hear that you found my explanations helpful and that you have recommended me to others. It's always nice to know that those you've referred have also had positive experiences. If...
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You were so great to work with. Always very resonsive responsive and helpful! Flat Branch beat all the competition on the rate. Thank you for all of your assustance along the way!
Reply from Melissa Simmonds
September 7th, 2026 06:07 PM
Jason, I appreciate your kind words and am glad to hear that my responsiveness and assistance were helpful throughout the process. It's great to know that Flat Branch was able to provide you with a competitive rate. Thank you for sharing your...
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Melissa was always very quick to answer any questions we had, was always available and very polite!
Reply from Melissa Simmonds
September 1st, 2026 01:27 PM
Christy, I'm grateful for your kind words. It's great to hear that my availability and quick responses were helpful to you. If you ever have more questions, please feel free to reach out.
Melissa and Janessa helped my wife and I get through the loan process every step.
Reply from Melissa Simmonds
August 31st, 2026 06:15 PM
Dustin, I'm pleased to know that Janessa and I could assist you and your wife throughout the loan process. Thank you for sharing your experience with us.
Melissa was great, we really appreciate her time and responsiveness !
Reply from Melissa Simmonds
August 20th, 2026 04:11 PM
Rafael, I appreciate your kind words. I'm glad that my time and responsiveness made a positive impact on your experience. If there's anything else you need, please don't hesitate to reach out.
Super quick process Always responsive to questions including weekends and evenings.
Reply from Melissa Simmonds
August 19th, 2026 08:15 PM
Kerriann, I'm glad to hear that you appreciated the quick process and my responsiveness. If you have any more questions in the future, feel free to reach out.
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149