Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication and friendly!
Quick to help and get answer.
Everything went very smooth. Melissa is very professional and kept us well informed of everything throughout our home buying journey.
This was the second time I worked a home loan with Melissa Simmonds, I am a repeat customer because of the professionalism and excellent service we received from the whole team
Melissa had a clear answer for any question I had about the mortgage process and always responded to my emails and messages very quickly.
Melissa was always there when I had a question . She always responded in a timely profession Manner .
Melissa was super friendly and helpful. Anytime I had a question I got a response in a timely manner!
Meliss ahas gone the extra mile for me. My search for a home lasted nearly 3 years and entailed a couple of contract that didn't work out. She persevered through it all. She was always super helpful, kind & quick to respond. I highly recommend...
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Reply from Melissa Simmonds
September 28th, 2026 07:11 PM
Martha, I'm grateful to hear about your positive experience during such a lengthy home search. At Flat Branch Home Loans, I strive to provide support and perseverance, especially when things don't go as planned. Your recommendation means a...
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Melissa was friendly and knowledgeable. She responges promptly and always answered all my question.
Reply from Melissa Simmonds
September 28th, 2026 01:56 PM
Kenzie, I'm glad to hear that you found my assistance friendly and knowledgeable. At Flat Branch Home Loans, I strive to provide prompt responses and clear answers to any questions you may have.
It is almost hard for me to put into words how grateful I am that I found Flat Branch. All the paperwork is overwhelming for most people. You do not need to worry about any of that when you are dealing with Flat Branch. They seriously take...
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Reply from Melissa Simmonds
September 17th, 2026 03:40 PM
Tina, I'm so thankful for your kind words and am pleased that you found your experience with Flat Branch Home Loans seamless. It was truly my pleasure to guide you through the process and be there whenever you needed support.
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149