Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Easy process, helpful and attentive
Melissa went above and bring to make sure we were taken care of!
Melissa was great in dealing with my client in the purchase of a new home. Thanks for your help and support.
Melissa was helpful, pleasant and prompt in replying to our questions and concerns! 100% recommend working with her.
Reply from Melissa Simmonds
October 12th, 2026 03:42 PM
Thank you, Nancy! I hope you and Dennis enjoy your home for years to come!
Melissa was very kind and worked woth me to get a good interest rate. She responded quickly and I feel had my best interest at heart. She gave me multiple options and helped me choose what was right for me
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Reply from Melissa Simmonds
October 12th, 2026 03:41 PM
Hi Sarah, Thank you so much for your kind words! It was my pleasure to help you and am really happy how it all worked out. Thanks for letting me be a part of it!
Melissa made the process very simply for my wife and I. We greatly appreciate everything she did to make the process smooth!
Reply from Melissa Simmonds
October 12th, 2026 03:43 PM
You are so welcome, Austin! What a wonderful opportunity and way it all worked out for you both. Happy to have been a part of it!
Melissa was amazin! she answered whatever questions we had! she made this process so easy and less stressful!
Reply from Melissa Simmonds
October 12th, 2026 03:43 PM
So great to hear, Carly!! I hope you and Austin enjoy your home and make many memories there!
Great communication and friendly!
Reply from Melissa Simmonds
October 12th, 2026 03:44 PM
Thank you for the kind words, Jessica! It was an honor to help you and Christian!
Quick to help and get answer.
Reply from Melissa Simmonds
October 12th, 2026 03:45 PM
Thank you for the kind review, Grace. I hope you and your family enjoy making your house into a home! All the best!
Everything went very smooth. Melissa is very professional and kept us well informed of everything throughout our home buying journey.
Reply from Melissa Simmonds
October 12th, 2026 04:55 PM
I'm pleased to hear that your home buying journey went smoothly and that I could keep you well-informed, Wendy. At Flat Branch Home Loans, ensuring a professional experience is always a priority for me.
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149