

Melissa Simmonds
Senior Mortgage Banker

Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Melissa and her team are the best! They communicate well and get back to you very fast, and help you understand if you're confused on anything.My wife and I loved working with her and her team and would recommend them to anyone I know who's...
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Melissa made everything easy and explained everything clearly. No complaints. Highly recommend!
Melissa was great to work with! Very communicative, and let us know what we needed to do every step of the way!
Great communication and prompt feedback on all of our questions.
We were kept updated throughout the loan process and Melissa made herself available for any questions.
The service was very transparent, and Melissa helped walk us through everything in the process
She was so helpful. Always willing to answer our questions and quick to respond
Melissa was timely, friendly and transparent of what was going on! Things moved quickly and she was ready for them!
Great service as
Reply from Melissa Simmonds
June 23rd, 2026 02:45 PM
Thank you, Harvey, for your positive feedback on the service you received. I'm happy to know that you had a great experience with Flat Branch Home Loans.
Very detailed oriented, keeping on top of everything every day and very wonderful personality & professionalism.
Reply from Melissa Simmonds
June 22nd, 2026 03:34 PM
Carolyn, I appreciate your kind words about my attention to detail and professionalism. It's great to know that you had a positive experience working with me. Thank you for sharing!
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Search Rank ScoreLearn More →
487
/850
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Addresses and Serving Areas
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149