

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt and his team are very professional and efficient !
Reply from Matt Richter
March 1st, 2026 10:14 PM
Thanks Chris! I appreciate your feedback. It's great to know that you found the professionalism and efficiency of my team and me up to your expectations. Should you have any more questions or need further assistance, feel free to reach out...
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Matt has alsways taken care of our mortgage needs! His response to our requests are second to none! I dont know where else we would go to get the service and results that he provides!We are extremely pleased with Matt and would recommend him...
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Reply from Matt Richter
February 19th, 2026 04:20 PM
Chad, I'm truly appreciative of your loyalty kind words. It has been my pleasure to assist you with your mortgage needs, and I'm grateful for your trust in me. Knowing that you value the service and results I provide means a lot. If there's...
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Matt was is communication with us at every step! It was fsat and painless. Not a lot of hoops for us to jump through. Great experience
Reply from Matt Richter
February 19th, 2026 03:49 PM
Thankyou Tara! I appreciate your loyalty and feedback! I'm pleased to know that the process felt fast and straightforward for you. Clear and consistent communication is always my goal, and it's wonderful to hear it made your experience a positive...
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Matt is exceptional- always so easy to work with, very responsive and professional. We would highly recommend him to anyone.
Reply from Matt Richter
February 3rd, 2026 07:21 PM
Thanks, Stefanie, for your recommendation. . Your feedback on my responsiveness and professionalism is greatly appreciated! Should you need any further assistance or have questions, please feel free to reach out anytime.
Fast, responsive, and efficient service, we couldn't be more pleased. We always appreciate working with Matt and would absolutely recommend him to anyone.
Reply from Matt Richter
January 31st, 2026 07:39 PM
I appreciate your feedback, Shane. I'm pleased to know you were happy with the service you received. It’s great working with you, and your recommendation means a lot to me. If there's anything else I can assist you with, please feel free to...
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Communication was great even through the holidays and traveling when it can become difficult to conduct. He was very knowledgeable through out the prcess and did a great job explaining everything.
Reply from Matt Richter
January 16th, 2026 03:36 PM
Your feedback is appreciated, Connor. I'm happy to know that you found my communication effective, even during busy times like the holidays and while traveling. It was important to me that everything was explained thoroughly and clearly. If...
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Matt guided us through the entire process with such ease. We had a million questions and he made sure we understood all of the moving parts. He gave us different options to lead us to the best loan that worked for our situation. Would highly...
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Reply from Matt Richter
January 15th, 2026 05:45 PM
Thank you so much for your kind words, Nina. I'm pleased that I could help navigate the process and clarify any questions along the way. It was essential to me that you had all the information needed to choose the best loan option for your...
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We have used Matt's services several times over the course of 15 years. He's always been professional, thorough and personable. We have never been disappointed!
Reply from Matt Richter
January 12th, 2026 03:50 PM
Gary and Dawn - I appreciate your continued trust and support over the past 15 years. It's wonderful to know that you have consistently found my services professional and thorough. I'm grateful for our working relationship and look forward...
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The people and the great service!
Reply from Matt Richter
January 5th, 2026 03:14 PM
Steve- I appreciate your positive feedback, It's great to hear that you had a good experience with the team and service. If there's ever anything more you need or have questions about, feel free to get in touch.
Matt was incredibly friendly, always attentive to detail, and always willing to answer any questions .
Reply from Matt Richter
December 20th, 2025 05:03 PM
I'm pleased to see that my attention to detail and readiness to answer your questions made a positive impact, Samantha. It was great working with you, and I'm here if you need anything else in the future! Congrats again on your new home!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.