Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Matt is very knowledgeable about his craft. He is straightforward and honest. I really appreciated his style of sharing information and helping me achieve my goal of refiniancing within restrictive guidelines.
Reply from Matt Richter
May 27th, 2026 03:14 PM
Thankyou Emily. It's appreciated to know that my straightforward approach was helpful in achieving your refinancing goals. If you ever need further assistance, please don't hesitate to reach out!
excellent communication, felt like we could ask as many questions as needed and take our time through the whole process.
Reply from Matt Richter
May 7th, 2026 09:44 PM
I'm grateful for your feedback, Reese. It's nice to know that you felt comfortable asking questions and taking your time throughout the process. Providing good communication and support is always my goal. If you ever need further assistance,...
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When making my 4th home purchase, I had the pleasure of working with Matt Richter. Of all 4 purchases, the one with Matt was the most seamless, and the level of professionalism he brings to the table is par none.
Reply from Matt Richter
April 28th, 2026 02:55 AM
Vincenzo, I appreciate your kind words about our recent home purchase journey together. I'm pleased to know that your experience this time was seamless and that my professionalism stood out to you. Thank you for choosing me for your 4th home...
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Matt was an amazing help from to very beginning all the way through the loan process! He was always happy to answer any questions that I had, and he provided outstanding service. We are extremely happy with our entire loan process, and I would...
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Reply from Matt Richter
April 11th, 2026 08:08 PM
Macy, I'm pleased to hear that you had a positive experience with the loan process. Providing clear answers and reliable service throughout your journey was important to me. Your satisfaction means a lot, and I'm grateful for your recommendation....
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Fast and friendly service
Reply from Matt Richter
April 3rd, 2026 12:15 AM
Thankyou Sam! I'm pleased to hear that you found my service fast and friendly. It's my goal to provide a smooth experience for my clients. If you need any further assistance, feel free to reach out.
Matt is very easy to work with and explains any questions I may have. Also will que Me when it's time to refi!
Reply from Matt Richter
April 1st, 2026 01:59 PM
Thankyou Connie! I appreciate you and your loyalty over the years. You know I am here for you with any questions or needs going forward.
I had been looking for a solution to my particular issue for a few months, had talked with numerous banks and lenders without finding the right answer. Some didn't understand what I was looking to do, others didn't want to take the time to...
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Reply from Matt Richter
March 28th, 2026 07:34 PM
Dan, I appreciate you sharing your experience! It's great to know that I could provide the solution you were seeking and that the online tools, along with our in-person meetings, effectively supported your needs. I'm also glad to have offered...
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Matt is great. Knowledgeable and effective.
Reply from Matt Richter
March 8th, 2026 08:20 PM
Thankyou Matt! Congrats on your new home!!! It's great to know that you found my services knowledgeable and effective. If there's anything more I can assist you with please don't hesitate to contact me.
Working with Matt and Planet Home was a pleasant experience and I would recommend him to friends.
Reply from Matt Richter
March 2nd, 2026 07:43 PM
Thankyou Hannah! I'm glad to hear you had a pleasant experience working with me and Planet Home Lending. It's great to know you would recommend my services to others. If you have any future questions or need further assistance, please feel...
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Matt and his extended team were a pleasure to work with, super responsive and made the whole Refinancing process easy!
Reply from Matt Richter
March 1st, 2026 10:15 PM
Thankyou Jody! I'm pleased to hear that the refinancing process was smooth and straightforward for you. It's important to me to be responsive and support my clients throughout their journey. If there's anything more I can do or any questions...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.