

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Felt supported the entire process.
Reply from Matt Richter
December 17th, 2025 02:35 PM
I appreciate your feedback. It's great to know that you felt supported throughout the process. If you have any questions or need further assistance in the future, I'm here to help. Congrats on your new home!!
Great response time, helpful, humble , speedy service, truly seemed to care, great communication!! Would 100% reccommend!
Reply from Matt Richter
November 28th, 2025 11:22 PM
I appreciate your kind words, Buffy. It's wonderful to know that my communication and service met your expectations. Your recommendation means a lot to me. If there's anything else you need in the future, please don't hesitate to get in touch....
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Matt was on top of his game, everything was smooth and easy, always had answers quickly. Very friendly and helpful.
Reply from Matt Richter
November 27th, 2025 05:34 PM
I'm happy to hear that you found the process smooth and efficient! Providing prompt answers and support is my priority, and I'm glad it made a positive difference in your experience. If there's anything more you need, feel free to reach out...
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Matt is the best of the best!
Reply from Matt Richter
November 22nd, 2025 06:07 PM
Thanks Angie! I'm happy to hear you've had such a positive experience. If there's anything more I can do for you, please feel free to contact me.
Matt was so responsive when we were going through the whole process. Whether he was in town or not, he responded to emails, answered the phone, and helped us through the lending process.
Reply from Matt Richter
November 22nd, 2025 06:08 PM
I'm happy that my responsiveness was helpful to you. Whether I was in or out of town, staying connected and supporting you throughout the lending process was important to me. If there's anything else you need, feel free to reach out anytime....
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All our questions were answered promptly. Matt also made sure that he was explaining everything to us along the way.
Reply from Matt Richter
November 21st, 2025 05:31 PM
I appreciate you sharing your experience, Darren. It's great to know that all your questions were answered promptly and that the explanations I provided were helpful. If any more questions come up in the future or if you need any assistance,...
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Being treated with respect & given a lot of information about the loan. Being there to answer questions whenever needed.
Reply from Matt Richter
November 12th, 2025 04:39 PM
I appreciate your feedback. I'm pleased to hear that you felt respected and well-informed throughout the loan process. Providing clear information and being accessible for questions are priorities for me, so it's great to know that aligned...
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Matt's timely attention to detail and communication throughout the loan process!
Reply from Matt Richter
November 2nd, 2025 09:45 PM
It's great to hear that my attention to detail and communication met your expectations. 'm pleased that I could assist you effectively throughout the loan process. If you have any other questions or need further assistance, feel free to get...
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Professionalism, communication, friendly energy with a smile. Matt's the best at what he does, that's why I chose him to secure a second loan within a year for me to purchase another home. He has your best interest in mind, constantly updating...
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Reply from Matt Richter
November 2nd, 2025 09:45 PM
I'm grateful for your kind words, Rachel. It’s always rewarding to hear that my approach and commitment to keeping you informed made a positive impact. I'm delighted to have had the chance to support you with your second home loan. If you ever...
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Great demeanor. Wonderful communication and explanation during the complete process. Timely contact and call-back. Have worked with Matt before and he would be my first choice in the future. My husband & I highly recommend him.
Reply from Matt Richter
November 2nd, 2025 09:47 PM
I'm pleased to hear that you appreciated the communication and clarity throughout the process. It's always rewarding to know when a client wants to work with me again. Thankyou for the recommendation!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.