Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
First time buying a home and we really enjoyed working with Matt.
Reply from Matt Richter
July 17th, 2026 04:33 PM
Thank you, Hailey! I'm pleased to hear you enjoyed working with me during your first home-buying experience. If you have any questions or need further assistance, feel free to reach out anytime. Congrats on your new home!!
Matt Richter was an outstanding lender to work with throughout our home purchase. He was always responsive, answering questions quickly and clearly, whether it was about closing costs, rate options, or timeline changes. He explained everything...
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Reply from Matt Richter
July 16th, 2026 09:25 PM
Kempton, I appreciate your kind words and recommendation!
It's great to know that my explanations and knowledge provided you with confidence in your decisions. If you need anything else, feel free to reach out anytime. Thankyou.
Very easy to work with and great communication and explanation
Reply from Matt Richter
July 14th, 2026 03:37 PM
Thankyou Austin. Clear communication and thorough explanations are always my priorities. If there's anything else you need, feel free to reach out. Congrats on your new home!
I was in a bind and Matt jumped on board right away and took great care of me and my lending needs! Very professional and personable. I am beyond grateful!! Thank you for everything :)
Reply from Matt Richter
July 14th, 2026 03:36 PM
Thankyou Janae. Your kind words about my professionalism and personal approach are truly appreciated. If you need any further assistance, I'm here for you! Congrats on your new home!
We have worked with Matt previously and he was a pleasure to work with again. He worked over the weekend to help us get quick approval for our most recent purchase.
Reply from Matt Richter
July 2nd, 2026 08:36 PM
Thankyou Russell. It's great to hear that you had a positive experience working with me again. I'm always here to help, even on weekends, to ensure everything goes smoothly for your purchases. Congrats again on your new home!
Matt and his team were wonderful. The Planet loan software was great and very efficient. We had a great experience and a smooth transaction.
Reply from Matt Richter
June 26th, 2026 07:33 PM
I'm happy to hear that you had a great experience and found the loan software efficient, It was a pleasure working with you. If you have any further questions or need assistance in the future, please feel free to reach out. Congrats again!!!...
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Matt Richter is very knowledgeable and excellent to work with when needing a home loan. Would highly recommend using his services!
Reply from Matt Richter
June 22nd, 2026 08:58 PM
Andre- Congrats on your new home!! I appreciate your kind words and recommendation. I'm glad to hear that you found my knowledge and service helpful during your home loan process. If you ever need further assistance, feel free to reach out....
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It was an easy process
Reply from Matt Richter
June 17th, 2026 02:48 PM
Thank you, Shannon! Congrats again on your new home! If you have any other questions or need further assistance, feel free to reach out.
Matt was a great communicator and always looking out for out best interests throughout the process!
Reply from Matt Richter
June 12th, 2026 03:07 PM
Thank you, Raegan! Looking out for your best interests is always my priority. If you have any more questions or need further assistance, feel free to reach out. Congrats on your new home!!
Matt was personable and great to work with, he made the whole process very easy
Reply from Matt Richter
June 2nd, 2026 03:14 PM
Congrats again on your new home!! I'm really pleased to hear that you found the process easy, Dylan. It was great working with you, and I'm glad I could make the experience personable and straightforward. If you need anything else in the future,...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.