Top 5%
Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Mark is the best lender I have worked with. He and his team helped me through every step. I recently purchased a new build home. Before we started building the home, Mark helped us setup a plan for financials and timeline. He and his team also...
read more
Reply from Owner
August 27th, 2026 12:00 AM
Colby - thank you for the opportunity to help you. I was excited when you folks reached out and said you were moving with the new job. Congratulations on everything - and I love the new deck!
No others could approve us since almost two years but Mark and his team did it in less than two months which is super great work!!
Reply from Mark Smith
August 26th, 2026 01:17 AM
Nasibullah, I'm glad to hear that I could assist you in securing approval after such a long wait! Two years - ugh. Two months...much more awesome. Thank you for trusting us at Legacy Mutual Mortgage! Have fun in that new home!
Can’t say enough good things about Mark. Responsive, knowledgeable, and genuinely great to work with from day one. He made what could have been a stressful process completely painless. Absolute pro — highly recommend.
Reply from Owner
August 26th, 2026 01:20 AM
Thank you so much, Ben! I’m truly grateful for your kind words and am glad to hear that the process was smooth for you. It was a pleasure working with the both of you! Thank you, and enjoy that new home. Enjoy the pool! (everyone needs a pool...
read more
Can’t say enough good things about Mark. Responsive, knowledgeable, and genuinely great to work with from day one. He made what could have been a stressful process completely painless. Absolute pro — highly recommend.
Reply from Mark Smith
August 26th, 2026 01:18 AM
Avard, I'm really grateful for your kind words. I'm pleased to hear that you had such a positive experience. When you were referred to us and we had our first zoom call - I knew it would be a fun and enjoyable transaction with you folks! Thank...
read more
To start off, we were initially denied for our mortgage home loan with our first lender. We thought everything was going to be okay, but we reached out to Mark and his team, and in less than 15 days, we were approved for our loan!Now, we are...
read more
Reply from Owner
August 19th, 2026 01:37 AM
Nicholos, I'm so pleased to hear that you and your wife are happily settled in your new home. I'm grateful for your nice words and am glad that my team and I could support you through the mortgage process. Thank you for trusting us with such...
read more
To start off, we were initially denied for our mortgage home loan with our first lender. We thought everything was going to be okay, but we reached out to Mark and his team, and in less than 15 days, we were approved for our loan!Now, we are...
read more
Reply from Mark Smith
August 19th, 2026 01:38 AM
Nicholos, I'm pleased to hear that you and your wife are now enjoying your new home in Crandall. It was my pleasure to assist you through the mortgage process and provide the support you needed. Thank you for your kind words, and know that...
read more
10/10 service
Reply from Mark Smith
August 13th, 2026 04:51 PM
Thank you so much!
Mark Smith has received a review with 5 star rating from Heba K
Reply from Owner
August 13th, 2026 04:52 PM
Thank you for the five stars...! If we could earn more we would try to.
very professional and easy to work with!
Reply from Mark Smith
August 7th, 2026 01:57 PM
Heba, I appreciate your kind words. I'm glad you liked the process. If you need any further assistance, feel free to reach out. Our job is two-fold: Get the loan approved and make sure people enjoy the experience (as much as you can enjoy a...
read more
The Mark Team has been an excellent resource for my home buying experience. I first received a denial, then I was referred to Mark Smith and he was able to get me an approval in15 days his expertise as a mortgage lender is exceptional and I...
read more
Reply from Mark Smith
August 4th, 2026 01:46 AM
Jennean, I'm so pleased to hear our kind words about our expertise. They mean a lot, and I'm truly grateful for your trust in us during your home buying journey. 15 days from another lender's denial to your loan approval? Bam - I love to see...
read more
51–60 of 264
About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
View All
Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
View All
Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.