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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
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Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Absolutely will be recommending Mark and his team to friends and family. I can tell you how appreciative and greatful I am and now I’m a homeowner and couldn’t have done it without their knowledge and dedication to anyone that they help secure...
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Reply from Owner
August 4th, 2026 05:41 PM
Allison, I'm truly grateful for your kind words and for recommending us to your friends and family. It's wonderful to hear that you found the process easy and felt well-informed throughout. Congratulations on becoming a homeowner, and thank...
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The entire team was amazing and helping me get into a house they turned my denial into approval in less than 2 weeks. The process felt very overwhelming but Mark And Lauren reassured me and help me gain the confidence I needed to trust the...
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Reply from Mark Smith
August 3rd, 2026 02:10 PM
Allison, I'm grateful for your kind words and am pleased to hear that you felt reassured throughout the process. It was truly a team effort, and I'm happy that Lauren and I could help you achieve homeownership. Thank you for trusting us with...
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Thank you so much for helping us
Reply from Mark Smith
July 31st, 2026 11:38 PM
Zaid, I'm grateful for your kind words. It was my pleasure to assist you, and I'm glad I could help you. I love it when we turn a denied loan from another lender into an approved loan with us. Enjoy that new home - you earned it, and you deserve...
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Mark truly went above and beyond for us. Because of our unique circumstances, we had already been denied by another lender, and we honestly weren’t sure anyone would be able to help us—even though we had everything required. Mark didn’t just...
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Reply from Owner
July 31st, 2026 11:43 PM
Thank you so much for the kind words. It truly means a lot.Every loan has a story, and sometimes the answer isn't "no"—it's finding someone willing to slow down, understand the situation, and know the guidelines well enough to find the right...
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Mark exceeded our expectations. Because of our unique circumstances, we weren’t confident our loan would be approved—even though we had everything required. Mark thought creatively, approached our situation with empathy, and ultimately guided...
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Reply from Mark Smith
July 31st, 2026 11:39 PM
Christopher, I appreciate your kind words and am glad I could help guide you through the process. It's great to know that my approach and communication made a positive difference for you. Thank you for trusting me. I love it when we get to...
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I had an outstanding experience working with Mark Smith throughout my home-buying journey. From the very beginning, Mark was professional, knowledgeable, and always available to answer my questions. He explained every step of the mortgage process...
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Reply from Owner
July 31st, 2026 11:40 PM
Zaid, I'm so pleased to hear that your home-buying journey was a smooth and positive experience. It's great to know that the systems and processes I've designed to help smooth out the (arguably) clunky mortgage process were helpful for you!...
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Mark Smith and his team are totally awesome. He got me get through a denial to an approval. Helped get through All of the documents needed to be submitted all my questions answered and made my First Home Buying experience great And I appreciate...
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Reply from Owner
July 31st, 2026 11:41 PM
I'm good at turning a denial into an approval - AND we closed in 15 days. I'll take that as well.
Cheers, and enjoy the new home!
Great communication, Mark is very professional
Reply from Owner
July 28th, 2026 05:00 PM
Thank you! It was a pleasure helping you! Enjoy those new digs!!
Communication was great, mark was very professiona.
Reply from Mark Smith
July 28th, 2026 04:47 PM
Jorge, I'm glad to hear you appreciated the communication and professionalism. Thank you for your kind words and for trusting me with your mortgage needs at Legacy Mutual Mortgage.
Thank you for helping us get through this process
Reply from Mark Smith
July 21st, 2026 03:20 PM
Brandy, I appreciate your kind words and am glad I could assist you through the process. If you have any further questions or need assistance in the future, please feel free to reach out. Cheers! and enjoy that new home!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.