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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Is very professional and knowledgeable. He is hands-down the best I have worked with. I would highly recommend mark smith to anybody looking to purchase a home.
Reply from Mark Smith
September 2nd, 2026 02:45 PM
Thank you, Jordan, for your kind words. I love being told I'm the best at what I do...it makes all those long hours, late nights, and all the learning worth it. Enjoy the new home! You deserve it, and I'm glad we were able to help! Mark
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Mark and his team did a great job! They were extremely responsive and diligent with the process. We couldn’t have asked for a faster or better situation. Thank you!
Reply from Owner
September 2nd, 2026 02:47 PM
Bam. Congratulations on the new home! You and your family deserve it and I'm glad I was able to help.
Cheers!
Mark
Mark Is very professional and knowledgeable. He is hands-down the best I have worked with. I would highly recommend mark smith to anybody looking to purchase a home.
Reply from Owner
September 2nd, 2026 12:00 AM
Thank you, thank you! I'm excited to have helped you folks. Enjoy the new home. And, closed in less than 15 days. I'll take it. Make memories with this new chapter!
Mark and team are amazing
Reply from Mark Smith
August 31st, 2026 04:19 PM
Thanks, Alex! I'm glad you had a positive experience with my team and me at Legacy Mutual Mortgage, and I appreciate your feedback.
We had an excellent experience with Mark Smith team! We felt truly supported and informed throughout the entire process of buying our first home. They kept us updated on important details that no one else had taken the time to explain, guided...
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Reply from Owner
August 31st, 2026 04:22 PM
Carol, It was an honor and a pleasure to help. I'm pleased to hear that you felt supported and informed throughout your home-buying journey with my team. It's wonderful to know that our professionalism and communication made a positive impact....
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We had an excellent experience with our lender! We felt truly supported and informed throughout the entire process. They kept us updated on important details that no one else had taken the time to explain, guided us every step of the way, and...
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Reply from Mark Smith
August 31st, 2026 04:20 PM
Ana, I'm so glad to hear that you had such a positive experience working with me and my team! It's wonderful to know that you felt supported and informed throughout the process. Your kind words about what we do and how we do it mean a lot!...
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Mark Smith has received a review with 5 star rating from Oscar B
Reply from Owner
August 31st, 2026 04:20 PM
Five stars - thank you!
THIS IS THE GOAT, Mark man, thank you for all your help. You made this whole nightmare into a smooth and easy proces. I am still so amazed by your work.
Thank you again Mark.
Reply from Mark Smith
August 31st, 2026 04:21 PM
WE got it done! We turned a denial into an approval! That is the best that we can always hope for. You enjoy that new home! You earned it...
Mr Mark and legacy mutual team I personally thank y'all for getting us approved! Last year we got pre approval through chase Bank but when it came to loan officers none was able to get us approved and then this year we got pre approval through...
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Reply from Mark Smith
August 26th, 2026 10:16 PM
Palawai - thank you! You and your kids deserve this new home. I know it was a process - and I know you'd been disappointed before - you just hadn't talked to the right person yet. (me). :-) We got you done, and you're now in that amazing home...
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Mark and his team are top notch. Highly recommended.
Reply from Owner
August 26th, 2026 10:17 PM
Dale - you and Tammy enjoy the new digs, the new city, and the new state! Cooler than AZ, that's for sure. Enjoy, and when you next need me - for a golf game, or a mortgage loan - I'll be here to help. Cheers!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.