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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
I loved how easy things were a few bumps but mark never got frustrated with our questiones and got us our dream home !
Reply from Mark Smith
September 4th, 2026 04:32 PM
I see, so many times, professionals get frustrated with their client questions - when the client truly doesn't know what the professional does. I don't get it. Ask away - because I've got the experience to be able to answer the questions you...
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We have had the pleasure of closing so many homes with Mark Smith, Liz, Erin and the rest of his team, and we absolutely love working with them! Our buyers consistently tell us how great the communication is throughout the entire loan process....
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Reply from Owner
September 3rd, 2026 07:01 PM
No, thank you, Stanzi - you're the last stage of the process and the last part they remember. We wouldn't have such amazing success if you didn't have an amazing closing experience for the clients. I appreciate you folks for what you do. Thank...
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My son’s love it.
Reply from Owner
September 3rd, 2026 07:02 PM
HA! That is awesome. The new home for the kids is always a fun time - especially when they get to choose their bedrooms. (unless they get into a kerfluffle about it - but, that happens). Make memories and enjoy the new chapter in your new home!...
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Mark has done a fantastic job, I tr appreciate thanks for much. I was told that "he will come through, when no one else can"; and he did.
Reply from Mark Smith
September 3rd, 2026 02:27 PM
thank you, so much! I did say that. I mean what I say, and I do what I say. Congratulations on the new home and thank you for trusting in me and my team. We turned a denied loan from another lender into an approved loan...Bam! Enjoy those new...
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Mark and his team was easy to work with they will help you get in a home pretty quick. Communication was on point they answered every question i had and was helpful with the processing. Thank you mark and your team for making it happen for...
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Reply from Mark Smith
September 3rd, 2026 02:12 AM
You are absolutely welcome! I'm glad we could answer everything, and help you get into your new home. Congratulations! You earned it!
Worked hard to get my loan approved when other companies wouldn't.
Reply from Mark Smith
September 2nd, 2026 02:42 PM
I've always said: "I'm willing to work as hard as you to help you get your home." You put in the work - we helped, and we didn't give up and you didn't give up. I love that as an outcome, and thank you for trusting us. Cheers! And- enjoy that...
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I want to give a huge thank you to Mark Smith and his entire team for making my home-buying process so much easier and less stressful! Mark was my lender, and he was able to get me approved when a different company was unable to. From the beginning,...
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Reply from Mark Smith
September 2nd, 2026 02:43 PM
I always love taking a denial from another company and turning it into an approval. I think that there are a lot of loans out there (yours included) where someone just needed to take the time to understand what was going on, and then figure...
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Mark saved us out of what we thought was an unsalvageable situation. He really knows his stuff. We had almost had given up hope on closing because our situation was uncommon. His extensive knowledge and experience got us to our goal so fast....
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Reply from Owner
September 3rd, 2026 02:14 AM
Thank you thank you thank you. I'm happy to have helped. It's kind of my thing. Alright -it's my only thing. I've been doing it long enough to have started helping my clients kids buy homes. I'm looking forward to helping you with the same....
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Mark over delivered! He helped us close extremely quickly and even worked the weekends to get us to our goal. Our situation required someone with extensive experience and Mark surprised us with his knowledge and ability to navigate what was...
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Reply from Mark Smith
September 2nd, 2026 02:46 PM
You, absolutely, are welcome! Enjoy the new home. I am glad I was able to help and get you across the finish line. Thank you for the kind words. Now, don't forget those Hilton points! :-)
Mark
Mark Is very professional and knowledgeable. He is hands-down the best I have worked with. I would highly recommend mark smith to anybody looking to purchase a home.
Reply from Owner
September 3rd, 2026 02:16 AM
Thank you, thank you! Enjoy the new home! I'm glad we were able to help you and close in less than 15 days. BAM! Thank you, and enjoy those new digs!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.