Top 5%
Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith has received a review with 5 star rating from Manuel N
Reply from Owner
October 5th, 2026 10:59 PM
Five star reviews are...awesome! Manuel - thank you for the opportunity to help you again!
Cheers!
It was easy and I was updated throughout the whole process
Reply from Mark Smith
October 4th, 2026 08:17 PM
Thank you - and thank you for the opportunity to help you again!
Cheers!
We had an excellent experience working with Mark throughout our mortgage process. From the very beginning, he was incredibly responsive, knowledgeable, and professional. What impressed us the most was his ability to deliver everything we needed...
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Reply from Owner
October 5th, 2026 11:04 PM
Thank you, so much! I'm pretty good at this. :-) While tight timeframes always stress people out - I've learned that my team can handle anything you throw at them. We can solve anything when we have the time, resources, and willingness to solve...
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Mark was great! Explained everything we needed and was always there when we had questions or concerns .
Reply from Mark Smith
October 1st, 2026 03:10 PM
I appreciate it....thank you! Enjoy the new home and enjoy the mainland! Mahalo!
Thank you for taking care of our family and getting us into our NEW home! We never saw this day coming especially with the circumstances we were in but you and your team made it happen( we were denied from the first lender , few days before...
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Reply from Owner
October 1st, 2026 03:16 PM
BAM. 20 days to get your loan approved, and to overcome another lender's denial...is a WONDERFUL outcome! I appreciate it and you folks enjoy that new home!
Thank you for taking care of our family and getting us into our NEW home! We never saw this day coming especially with the circumstances we were in but you and your team made it happen. We appreciate eveything yall did for us. Thank you again....
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Reply from Mark Smith
October 1st, 2026 03:11 PM
You are so welcome! enjoy the new digs! And, I'm excited that we were able to fix the problem you ran into and give you a successful, on-time outcome!
Cheers!
Working with Mark smith and his team was an amazing experience! I’m a first time home buyer and mark and his team was amazing every step of the way!! Definitely would recommend!
Reply from Owner
October 1st, 2026 03:12 PM
I'm so pleased to hear that you had a great experience with me and my team here! Thank you for your kind words and recommendation!
Enjoy the new home! Mahalo!
Cheers!
Mark is funny and explains things so the first time home owner can explain! His team is awesome and works very hard! Definitely would recommend!!
Reply from Mark Smith
October 1st, 2026 03:14 PM
Ha - I'm happy to have helped. And, while funny, I know that the job I do is a serious one. But, I always want to have fun while doing it.
Enjoy the new home!
Cheers!
Mark is a fantastic person to work with and he had a spectacular team along side him!
Reply from Owner
October 1st, 2026 03:14 PM
Thank you - and congratulations! The team enjoyed working with you, and getting your loan approved!
Welcome to Texas!
Mark Smith has received a review with 5 star rating from Hailey T
Reply from Owner
September 24th, 2026 02:03 PM
I love 5 star reviews! Enjoy that new home, and I'm so happy you named one of your goats after me. Honestly, that's one of the coolest things I think I've ever had a client do for me as a thank you!
Cheers! Enjoy goat life!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.