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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
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Business Hours
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7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith’s team made our refinance process so seamless! The team was easy to contact and very quick to respond. Mark’s individualized videos he sent along the way kept us in the know of what stage we were in the process and what to expect....
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Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Paige!
Mark was fantastic to work with. We refinanced our home after an owner-finance, with his team. Lucia from his team was amazing as well. We had a lot of issues that arose outside of their control, and Mark and Lucia made sure that those issues...
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Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Scott!
Great experience with Mark and his team. Made my refinance an easy process!
Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Amber!
Mark and his team were great at helping us navigate our refinance. We really enjoyed the interactive web pages and graphs showing the different savings over time, etc. Plus the personalized videos were a great added touch. Will definitely use...
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Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Chandler!
Mark and his team were great to work with. My husband and I found our forever home and we were able to close on time! Mark was so helpful throughout the whole process and kept us updated. He always made himself available to answer our questions...
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Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Veronica!
Mark and his team were on top of everything from the moment I started looking at homes with my realtor. They were responsive, easy to get ahold of, and gave great mortgage advice based on my budget. Mark was even available to give feedback...
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Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Garrett!
Mark and his team were helpful in showing me options and letting me know what needed to be done next, and easy to reach when I had a question. I'm happy with the loan and the refinancing (I did both with them).
Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review, Argen!
Mark and his team were an absolute pleasure to work with for my first home purchase. They integrated seamlessly with my realtors and title company, and Mark was always quick to answer my questions about the many details of the process. Further,...
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Reply from Owner
April 18th, 2022 05:54 PM
Thank you for the 5-star review, Barrett!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.