Top 5%
Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark and his team are very professional with great customer service ethics and communication. Third time Mark has helped me, my mother and sister. Thank you
Reply from Owner
April 18th, 2022 05:52 PM
Thank you for the review! It was a pleasure working with you again!
Mark and his team go above and beyond to provide a personalized interaction that leaves you feeling educated, informed, and understood throughout the lending process. Truly a best-in-class team with a thoughtful, hands-on approach (weekly personalized...
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Reply from Owner
April 18th, 2022 05:52 PM
Thank you for the 5-star review, Timothy!
Mark and his team are the most knowledgeable group of individuals I have seen in the mortgage lending business. If you need to refinance - talk to Mark. If you need to buy a home - talk to Mark. The process was easy. The team closed on time....
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Reply from Mark Smith - Legacy Mutual Mortgage...
August 26th, 2026 10:28 PM
I dropped the ball here. This review came in and somehow I never responded, and I want to apologize for that, for me and for my team. We're usually so busy celebrating another closed loan — high-fiving, excited, on to the next file — that the...
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I couldn't have been more pleased with this process. Mark Smith knows more about the loan process than just about anybody I've met (and I've bought 3 homes and refinanced 4 times over the years. He brought professionalism and knowledge. And...
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Reply from Owner
April 18th, 2022 05:53 PM
Thank you for the 5-star review!
Accurate and timely updating of loan progress a real plus. Offers good rates as well.
Reply from Owner
April 18th, 2022 05:53 PM
Thank you for the 5-star review, Michael!
Mark Smith has received a review with 2 star rating from Farzad M
We would like to thank you & your team from the center of our hearts, the experience that we have had from start to finish was one that felt like a strong confident flow. One of the things I can say is, you never said we couldn't or we cant...
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Reply from Owner
April 18th, 2022 05:54 PM
It was a pleasure working with you! Thank you for the 5-star review!
I have dealt with a lot of Mortgage Companys’ over the years. Mark and his team are the BEST ever.
Reply from Owner
April 18th, 2022 05:54 PM
Thank you for the review, John!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.