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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
The best in the business!! Mark and his team are AWESOME!! Mark came in and saved our loan. He and his team are very interested in making sure you are aware and confortable with the loan process and are only a text or call away 24/7!! Mark...
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Reply from Owner
June 8th, 2023 03:41 PM
Thank you for the review, James! It was so much fun working with you!
I cannot say enough GREAT things about Mark Smith and his Team!! This was by far the MOST AMAZING experience I could have ever imagined when it comes to buying a home. We had the option to use our builders in house lender but didn’t due to...
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Reply from Owner
November 29th, 2022 10:46 PM
Thank you! It was a pleasure helping you and we’ll be helping you refinance when the time comes.
Cheers!
Awesome experience working with Mark Smith Team. All questions were answered right away from the Team. Best closing experience ever.
Reply from Owner
July 6th, 2022 03:46 PM
Thank you so much for the 5 star review, Chirag!
Mark and team thank you for an awesome seamless experience for us 1st time homebuyers.
Reply from Mark Smith - Legacy Mutual Mortgage...
October 5th, 2026 11:05 PM
Wow - I can't believe I missed this review - and I'm sorry for that. Thank you...and I hope you're still enjoying the home!
Let me know if you need anything from me. I'm happy to help!
Cheers!
Very easy process, good communication! Thank you!
Reply from Owner
June 29th, 2022 04:17 PM
Thank you so much for the review, Sabrina!
Mark Smith has received a review with 5 star rating from Rocky W
Reply from Owner
June 24th, 2022 02:08 PM
Thank you Rocky!
I don't have words to explain how amazing was working with Mark and every member of their team. They all did an outstanding job. I had difficulty getting approval from my builder company and Mark stepped in and I was able to close on my home....
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Reply from Owner
June 16th, 2022 02:42 PM
We are so happy to be able to get your into your home! Thank you for the review! :-)
Mark Smith has received a review with 5 star rating from Caitlin B
Reply from Owner
May 19th, 2022 06:03 PM
Thank you so much for your five star review, Caitlin!
Mark and his team are my heroes! We truly appreciate doing business with you guys. You went above and behind to make sure we get our house. As first home owner, this process was overwhelming but Mark's team made it as smooth as possible. If...
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Reply from Owner
April 18th, 2022 05:52 PM
Thank you so much, Innocente for the 5 star review!
not exactly what I wanted no fault of yours but overall a good outcome Thank You
Reply from Owner
April 18th, 2022 05:52 PM
Thank you for the review, Jose!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.