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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith And tean is Amazing, What anyone else can't do Mark Smitn and Team will do it for you. Pleasure working with Mark Smith and Team.
:)
Reply from Owner
May 30th, 2023 04:53 PM
It was a pleasure to work with you, Rehan! Thank you for the glowing review!
Mr. Mark Smith and his team is really amazing!!! Appreciate the professionalism and the transparency in every stages of the Mortgage processing. Quick weekly updates gives real clarity on what's going on with your mortgage. You can reach out...
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Reply from Owner
April 15th, 2023 01:11 PM
Jibin, thank you, truly, for the kind words. We appreciated the opportunity to help you buy your home and make YOUR dreams come true. Cheers!
I recently had the incredible pleasure of working with The Mark Smith Team and Legacy Mutual Mortgage, and I cannot sing their praises enough! The professional, efficient, and friendly service provided by this outstanding team made the entire...
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Reply from Owner
March 29th, 2023 12:38 AM
Thank you, Rasaq! Enjoy that new home! You earned it and deserve it! Thank you for the kind words. Cheers!
Thanks for helping us navigate this crazy interest rate environment. We appreciate your knowledge and team
Reply from Owner
March 1st, 2023 01:19 AM
I love it when I can help people. O love it even more when the parents that I helped trust me to help their kids buy their first home! You folks are awesome, and I appreciate you!
Everyone was very helpful and extremely knowledgeable. They made the process super easy and I was blown away at the level of communication.
Reply from Owner
January 26th, 2023 09:09 PM
Thank you for the positive kudos! We strive to make the lending process better…by helping people make the best decisions to grow their wealth, and let them know what’s happening through the whole process. We enjoyed working with you as well....
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Fantastic team of proactive, knowledgeable, and professional mortgage lenders. For our first time purchasing a home, they were an absolute joy to work with - providing education, guidance, and direction through the entire process.My wife and...
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Reply from Owner
January 11th, 2023 05:33 PM
Thank you so much for the review, Allen!
Mark and team were very knowledgeable, quick to reply, and kept me informed every step of the way. They made going through the home buying process so smooth and I cannot say how much I appreciate all the team did to help me purchase my new...
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Reply from Owner
June 8th, 2023 03:40 PM
Amanda, it was a pleasure working with you! Thank you so much for the review!
I cannot even begin to express my gratitude for Mark, Liz, Lauren and Andrea! Top notch team delivering amazing customer service! From the bottom of my heart—- thank you!
Reply from Owner
June 8th, 2023 03:40 PM
Thank you so much for the review, Kristin! We loved working with you!
Mark Smith and the Legacy Team were phenomenal!! They literally saved the day for us! Our original lender was delaying us and giving us the runaround. Mark made purchasing our new home much easier and saved us a lot of money! He and his team...
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Reply from Mark Smith - Legacy Mutual Mortgage...
December 17th, 2022 11:42 PM
It was a joy helping you folks! Enjoy the new home!
Mark Smith and the Legacy Team were phenomenal!! They literally saved the day for us our original lender was delaying us and giving us the runaround. Mark made purchasing our new home much easier and saved us a lot of money! He and his team...
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Reply from Owner
January 3rd, 2023 07:20 PM
Thank you so much, Erica! We loved helping you get into your home!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.