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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Fantastic job!👍👍 incredible for getting a loan done within 18 days! I will refer all my friends, clients, and everybody who will need a loan that I know! Thank you very much for your teamwork! It's the fastest team that I ever had!
Reply from Owner
August 1st, 2023 07:58 PM
Thank you so much for the review, Yumei! It was a pleasure working with you!
Thank you for all the fantastic work and going the extra mile on every step to help me to buy my first beautiful home. It is a dream come true!
Reply from Owner
July 17th, 2023 08:10 PM
Thank you for the wonderful review, Edelmira!
First time home buyer here - I was recommended to use MarkSmithMortgage by a friend. Mark and team were wonderful to work with. They were very helpful with explaining and guiding us through the entire mortgage process and what to expect as...
read more
Reply from Owner
July 17th, 2023 08:10 PM
Thank you for the wonderful review, Alyshia!
First time home buyer here - I was recommended to use MarkSmithMortgage by a friend. Mark and team were wonderful to work with. They were very helpful with explaining and guiding us through the entire mortgage process and what to expect as...
read more
Reply from Owner
August 6th, 2023 12:00 AM
Thank you for the wonderful review, Alyshia!
Mark Smith has received a review with 5 star rating from Abigail K
Reply from Owner
July 17th, 2023 08:10 PM
Thank you for the review!
Mark Smith has received a review with 5 star rating from A G U
Reply from Owner
July 17th, 2023 08:11 PM
Thank you for the review!
Mark Smith has received a review with 5 star rating from Arby H
Reply from Owner
June 27th, 2024 12:00 AM
Thank you for the review!
Mark Smith has received a review with 5 star rating from Candace W
Reply from Owner
July 17th, 2023 08:11 PM
Thank you for the five-star review, Candace! It was a pleasure working with you!
They are best team and really work like a family member so I always recommend them
Reply from Owner
June 8th, 2023 03:40 PM
Thank you for the review! It was a pleasure working with you, Kaushal!
Mark's knowledge and experience is tops in the industry. His customer-centric approach will make you feel comfortable throughout the lending process.
Reply from Owner
June 8th, 2023 03:38 PM
Thank you for the review, Mike! We are here to help whenever you need us again!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.