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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
We've worked with Mark to buy several homes over the past several years (primary and rental). His customer service is top-notch, and he's our absolute go-to when looking to buy a home. He's got a great team, AND he's a really good guy.
Reply from Owner
November 15th, 2023 10:48 PM
OMG…thank you, Tiffany!!! You and Mr K are awesome and we appreciate any time we can help you expand your real estate empire! - MS
Mark and his team were amazing at working hard to ensure we got our approval! In the end we closed and ended up paying less than originally thought! Couldn’t have asked for a better experience as a first time home buyer!
Reply from Owner
October 27th, 2023 03:31 PM
It was a pleasure working with you, Kourtney! We are so glad that we could help make your home-buying dreams come true!
Mark & his team are the BEST! They are efficient & always handle my clients with care. I look forward to more smooth transactions in the future!
Reply from Owner
October 27th, 2023 03:32 PM
We love working with your clients, Julie! Thank you for being such a great partner!
Mark and his team are awesome! They are very knowledgeable and I felt from the start that they really work hard. I was declined for FHA loan from a previous loan officer and felt really discouraged but I was referred to Mark and his team and...
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Reply from Owner
October 12th, 2023 12:46 PM
Thank you for the kind words. We were happy to help, and glad we were able to take a denial and turn it into an approval. We’ll be there to help you refinance when the rates cycle down…and they will. Enjoy the new home. You earned it and deserve...
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Mark Smith has received a review with 5 star rating from Courtesy O C
Reply from Owner
August 26th, 2026 10:29 PM
I genuinely feel bad about this. I missed responding to your review, plain and simple, and that's on me and my team. We get so focused on the win — getting you to closing, high-fiving each other, moving on to the next family — that we forget...
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Where do I start? From the initial contact until after funding Mark and his team were very knowledgeable, professional, communicative and responsive. Even in between the weekly updates! The process was smooth especially for me as a first time...
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Reply from Owner
October 27th, 2023 03:33 PM
It was a pleasure working with you, LaTisha! Thank you so much for trusting us and being a fantastic client!
Mark and his team are exceptional when it comes to communication and customer service. They walked us through the entire process, provide weekly or daily updates (if required) answer all our questions multiple times and treated us well. I have...
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Reply from Owner
November 15th, 2023 10:49 PM
Thank you, Anoosha. I hope that home is treating you awesome…and remember that we’ll help you refinance it when the time comes!
I closed recently Mark Smith and team were professional everything went smoothly. highly recommended.
Reply from Owner
November 15th, 2023 10:51 PM
Thank you, Mark. You were a pleasure to work with as well. We’ll help you on the refinance when the time comes…but in the meantime, enjoy those cool digs. You earned it! -ms
Great experience working with Mark Smith and his team! Will definitely use them in the future.
Reply from Owner
November 15th, 2023 10:51 PM
Thank you! You were awesome working with as well. Remember that rates will be cycling down. We’ll be ready to help you when they do.
I was referred by my realtor group. Mark and his team accomplished my closing in record time! They were given an extremely short time line, and kept up great lines of witty communication the whole process.
Reply from Owner
August 1st, 2023 07:57 PM
Thank you for the lovely review, Veronica! It was a pleasure helping you :)
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.