Top 5%
Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith has received a review with 5 star rating from Pam M
Reply from Owner
July 15th, 2026 01:09 AM
Hi Pam,
Thank you for the 5 stars! I'm grateful you took the time to leave it, and it was a pleasure working with you.
Cheers!
Mark
Mark and his team kept us informed through the entire home buying processed and quickly answered any questions. Especially loved their weekly updates. Highly recommend!
Mark Smith is extremely knowledgeable about mortgages and all things financial, but also always finds the time to answer questions...even on the weekend! I happily refer him to my clients when they need a lender.
Reply from Owner
March 8th, 2025 05:36 AM
Thank you, Lori! Your kind words are appreciated and we always strive to double our best!
Absolutely fantastic! This is truly a team! Everybody was so efficient and knowledgeable and kind. Fabulous experience!
Reply from Owner
March 8th, 2025 05:36 AM
Thank you!
Lots of detailed updates and great teamwork
Reply from Owner
March 8th, 2025 05:37 AM
Thank you!
Mark Smith has received a review with 5 star rating from Shoan W
Reply from Owner
August 26th, 2026 10:30 PM
Shoan: I owe you an apology. This review sat here without a response from me, and that's not okay. I'm sorry, on my behalf and my team's. We spend so much energy getting mortgage files across the finish line — excited, high-fiving, moving on...
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I just closed on my new home today! Mark and his team made this process incredibly easy! Yes, I signed quite a few documents via DocuSign, but that’s easy! The actual closing only took about 25 minutes! Mark kept in constant contact, I always...
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Reply from Owner
December 15th, 2023 10:28 PM
Thank you!!! You enjoy that new home! And, don’t forget: We’ll be there for the refinance (soon) and the next home, and the friend’s home, etc, etc. !! Cheers!!!
Mark and his team took a deal on short notice and got it across the table in a couple of weeks including a holiday!
Reply from Owner
August 4th, 2026 01:55 AM
I'm so sorry - I don't know how we missed this review - and that's entirely my fault. I always want to take the time to respond to anyone and everyone who leaves us a review (even when they were less than awesome) - but I love to know that...
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Made the impossible happen!
Reply from Owner
March 8th, 2025 05:38 AM
You were great to work with and we look forward to the next time!
Mark and his team were great! Informative and responsive through the whole process. You’re in good hands when you work with them!
Reply from Owner
November 15th, 2023 10:47 PM
John…you and Trena deserve that awesome house and more! Thank you for the kind words….we love it when a plan comes together. - MS
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.