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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith has received a review with 5 star rating from Gavin K
Reply from Owner
June 18th, 2024 03:37 PM
Thank you, so much! Enjoy those new digs!!!!
Mark and his team are hands down the best in the business! Customer service and communication is on point and rates are very competitive! Stop your search here!
Reply from Owner
March 8th, 2025 05:35 AM
Hey you’re not so bad yourself! I love helping my clients buy their homes. And when they also happen to be an amazing Realtor and friend - that just makes it that much mo better!
Cheers!
Mark and his team took care of us. We had an unusual case and he walked us through it. He committed to continue as long as we wanted, was communicative, kept us in the loop, returned our calls as soon as he could, answered all of our questions,...
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Reply from Owner
May 16th, 2024 02:08 PM
Thank you, chief!!!! Welcome to your new home. We’ll help you on the refinance when the time comes…(at least nine months) and we’ll help you with the “Free-fi” when the time is ripe. Don’t forget to refer us to anyone you know that’s looking...
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Mark and his team took care of us. We had an unusual case and he walked us through it. He committed to continue as long as we wanted, was communicative, kept us in the loop, returned our calls as soon as he could, answered all of our questions,...
read more
Reply from Owner
July 9th, 2024 12:00 AM
Thank you, chief!!!! Welcome to your new home. We’ll help you on the refinance when the time comes…(at least nine months) and we’ll help you with the “Free-fi” when the time is ripe. Don’t forget to refer us to anyone you know that’s looking...
read more
Mark is incredible and I can’t emphasize that enough. He’s personable and wants to understand your particular financial situation to meet you where you’re at. He’s very seasoned in the industry and his knowledge and transparency made us feel...
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Reply from Owner
May 16th, 2024 02:10 PM
Thank you, so much! We’re happy to help and are excited to have helped you. Remember - we’ll help you with that “Free-Fi” when the time is right (we’ll be tracking everything for you) and enjoy that new home. Don’t forget to refer us to people...
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We express our deepest appreciation to Mark's team for their tireless efforts in obtaining our approval and closing our home purchase today, a testament to their exceptional expertise and dedication. Couldn’t ask for a better team :)
Reply from Owner
May 7th, 2024 09:36 PM
Ahh…thank you, folks!!!! You deserve that home…. And the refinance that will go with it when rates cycle down. Enjoy!!! And tell all your friends and family who they need to get their mortgage loan from!
Mark
I had an amazing experience with Mark and his team. They helped me qualify for a mortgage loan when others couldn't. Mark's expertise and dedication made the process smooth and stress-free. He possesses an exceptional ability to understand...
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Reply from Owner
May 16th, 2024 02:12 PM
We solve problems. It’s what we do…30 years of mortgage lending and being a former underwriter set me up to accomplish that for you and everyone like you who needs us. Thank you, so much…and we’ll be here to help you on the next loan (don’t...
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Mark Smith has received a review with 5 star rating from Daniel S
Reply from Owner
July 15th, 2026 01:08 AM
Thank you for the 5-star review! I don't take these for granted, and I'm grateful you took a moment to leave one for us.
Cheers!
Mark
Great experience with Mark and his team at Legacy Mutual Mortgage! Extremely professional, friendly service, and prompt communication...I would highly recommend them!
Reply from Owner
May 16th, 2024 02:12 PM
Thank you for the kind words, Myra!
Mark
I really would love to enjoy this opportunity about giving love to everyone on this site hopefully I can meet the woman of my dreams that would accept me for who I'm and to be there for each other and make each happy 😊 and to be honest loyal...
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.