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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
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Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Thank you so much for your hard work.
You and your team definitely went above and beyond. You were thrown different things but always surpassed them. Yall made it happen and now I can start my new beginning! Sincerely grateful 🙏🏼
Reply from Owner
July 15th, 2026 12:36 AM
Thank you for this. Life (and loans) love to throw curveballs, but that's exactly when our team does its best work — I'm glad we could clear every one of them for you.Congratulations on your new beginning. I'm truly grateful you trusted us...
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Thank you so much for your hard work.
You and your team definitely went above and beyond. You were thrown different things but always surpassed them. Yall made it happen and now I can start my new beginning! Sincerely grateful 🙏🏼
Reply from Owner
July 15th, 2026 12:36 AM
Thank you for this. Life (and loans) love to throw curveballs, but that's exactly when our team does its best work — I'm glad we could clear every one of them for you.Congratulations on your new beginning. I'm truly grateful you trusted us...
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Excellent customer service!
The process was quick, and Mark’s team explained everything in a way that was very easy to understand.
Reply from Owner
July 15th, 2026 12:37 AM
Thank you for this. Making sure everything is explained in a way that actually makes sense, not just in mortgage jargon, is something we work hard at, so I am glad it came through for you. I'm also glad the process moved quickly for you.
They made the processing so easy, that I wish I had bought my house earlier.
Reply from Owner
July 15th, 2026 01:17 AM
Ha, I love this — "wish I had bought earlier" might be one of my favorite compliments yet. Making the process feel easy is exactly the goal, so I'm glad it landed that way for you. I say something similar: "I wasn't born in Texas - but I got...
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Mark Smith and his team best of the best , They are right behind you on each step of lending . I highly recommend either you're first time home buyer or not. One simple word is that they are : ...Spectacular !!!!!
Reply from Owner
July 15th, 2026 01:17 AM
Thank you for this. "Spectacular" with four exclamation points is officially my new favorite word choice, and I'm going to enjoy that one for a while.Being right behind you on every step is exactly what we aim for, whether it's your first home...
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Mark Smith has received a review with 5 star rating from Buregeya T
Reply from Owner
July 15th, 2026 01:18 AM
Thank you for the 5-star review! It was a pleasure working with you, and I'm grateful you took the time to leave it. Enjoy the new home! You earned it, and you deserve it!
Cheers!
Mark
Awesome and perfect communication!
Reply from Owner
July 15th, 2026 01:19 AM
I love the short and sweet reviews - as much as I love the long and flowy and wordy ones. Sometimes you just need to hear the two words that give me happiness: "You're closed!" Bam.
Cheers!
Mark
One of the best lender i ve worked with .. They guided us through out .. Made our loan process such a breeze and worked with our situation getting our loan approved.
Thank you to Mark and the team ..
It was a pleasure working with you guys.
Reply from Owner
July 15th, 2026 01:20 AM
You mean, "THE best" lender you've worked with"! :-) Thank you for this. Working with your specific situation instead of forcing it into a one-size-fits-all box is something we take seriously, so I'm glad it made the process feel like a breeze...
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We love Mark and his team! They were available each time we needed them or had a question. He kept us updated each week and loved the update videos too!
Reply from Owner
July 15th, 2026 01:52 AM
Thank you so much, Sabrina! I'm glad to hear that you appreciated the weekly updates and videos. It was great working with you, and I'm pleased that my team and I could be there whenever you needed us.
Working with Mark Smith and the Legacy Mortgage team was nothing short of a divine turnaround! After experiencing a deeply disappointing situation with a previous loan officer, we were left discouraged and uncertain—until Mark stepped in. From...
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Reply from Owner
July 15th, 2026 01:52 AM
Teressa, I truly appreciate your kind words and am so glad to hear about your positive experience with me and the Legacy Mutual Mortgage team. It's wonderful to know that we could help restore your confidence and guide you smoothly through...
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.