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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark and his team were our saviors! It was great communication from start to finish. It assured us in getting our new home.
Reply from Owner
July 15th, 2026 01:53 AM
Leslie, I'm grateful for your kind words. I'm pleased to hear that you felt supported throughout the process and that we could help you secure your new home. If you need anything else, please feel free to reach out.
Working with Mark and his team has been nothing but amazing!The commitment to get us approved for our home was incredible! The communication from Mark and his team was amazing!! Mark truly cares and made sure we understood every step throughout...
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Reply from Owner
July 15th, 2026 01:53 AM
Mayra, I'm so pleased to hear about your positive experience with my team and me at Legacy Mutual Mortgage. It's great to know that our commitment and communication made a difference in your home-buying journey. Thank you for your kind words,...
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Great communication and effort to get my client’s loan approved after another lender couldn’t! Thank you Mark D Smith and team!
Reply from Owner
July 15th, 2026 01:54 AM
Thank you, Deborah, for your kind words. I'm glad we could assist in getting your client's loan approved. It was a pleasure working with you and your client to achieve this outcome.
The best experience as a first time home buyer. They were so patient and understanding with us at all times. We wouldn’t have done this without God and their help. If you are in a process of buying a home this is the right place. Thank you...
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Reply from Owner
July 15th, 2026 12:37 AM
Thank you so much for this, and God bless you both as well. Being part of your first home purchase is something I don't take lightly, and I'm grateful you trusted us with a moment this meaningful in your lives.Congratulations again on your...
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The whole team was outstanding! Mark does an amazing job throughout the process making sure that everything is understood. I would never even consider going with someone else.
Reply from Owner
July 15th, 2026 01:05 AM
Thank you for this, it really means a lot. I'm glad the whole team came through for you, and I'm especially glad you always felt like you understood what was happening along the way. That's a big part of what we aim for.I'm grateful you'd never...
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I would like to thank you and your team for everything that you did for us and the time and energy you put in, I have you marked down for any home purchase or refinancing you’re the person I will recommend.Again thank you so much for all the...
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Reply from Owner
July 15th, 2026 01:06 AM
Thank you so much for this. I don't take it lightly that you've got us marked down for anything down the road, that kind of trust means a lot, and I promise we'll keep earning it every time.I'm grateful for the time you took to write this,...
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Mark, Erin, Tiffany and Liz are a legitimate team of superhero's. These four make it look effortless, they handled everything for me. As a first time home buyer, I was in the dark on the entire process. Knowing what was possible, the lengths...
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Reply from Owner
March 8th, 2025 05:26 AM
Bam! Thank you. It was an honor helping you. Enjoy those new digs!
Everything fine. Mr Mark and his team work nicely
Reply from Owner
March 8th, 2025 05:27 AM
Thank you. We do our best. Each time. Every time. Cheers!
I just bought a house, and I feel so blessed by this accomplishment. I couldn’t have done it without the help of Mark Smith and his team at Legacy Mutual Mortgage. Their professionalism, proactive approach, determination to help, and constant,...
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Reply from Owner
March 8th, 2025 05:28 AM
I can’t do it alone. I may be awesome, but the team behind me is even more so. :-).
Pro outfit. Will use again.
Reply from Owner
March 8th, 2025 05:29 AM
Again! And again! I love helping people a second time. Thanks for coming back and enjoy that new home!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.