Top 5%
Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
I'm confident I would not be a home owner if it was not for Mark Smith and Team. Although a tedious process, when everyone else gave up on me he took a chance on me. THANK YOU is not enough. But THANK YOU MARK SMITH &TEAM!!!
Reply from Owner
July 15th, 2026 01:13 AM
This one means a lot to me. When everyone else gives up, that's exactly when I want to be the one who doesn't, so hearing that we could be that for you is about as good as it gets in this job. Don't give up - don't ever give up. You are a homeowner...
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Mark Smith has received a review with 5 star rating from Bill H
Reply from Owner
July 15th, 2026 01:14 AM
Thank you for the 5 stars! I'm always glad to hear when a client had a great experience, and I appreciate you taking the time to share it.
Cheers!
Mark
Mark and his team are experienced professionals who know how to address issues efficiently. When other loan officers fail, Mark and his team are the ones who know how to make it possible.
Reply from Owner
July 15th, 2026 12:30 AM
I think I'm going to print this so everyone who comes into my office can say, "Hey - I think he knows what he's doing!" 😄I don't love hearing that folks go through a rough round before finding us, but I do love being the one who gets to fix...
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When all hope truly seemed lost, Mark D. Smith and the Legacy Mutual Mortgage team stepped in and changed everything for us. What felt impossible became possible because of Mark’s persistence, knowledge, and genuine commitment to helping us...
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Reply from Owner
January 2nd, 2026 08:26 PM
Thank you! It was an honor !
Did amazing!! Excellent communication
Reply from Owner
July 15th, 2026 12:31 AM
Thank you! Excellent communication is something we chase every single day, so hearing it landed for you means a lot.
Mark & his team are the best!! His knowledge of the process was impeccable and communication from his team was awesome as well. The updates every week were very helpful letting you know where you are in the process. Very good people to work...
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Reply from Owner
July 15th, 2026 12:32 AM
Thank you so much — this made my day. Weekly updates are one of those things that feel small on our end but I know they make a huge difference on yours, so I'm really glad they helped keep your mind at ease throughout.Thank you for trusting...
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Mark Smith and his team did an awesome Job for me and my family,you guys are real fighters you make the impossible possible.We are very grateful and ready to move in this Christmas.We are loving our new House🤩.
Reply from Owner
July 15th, 2026 12:32 AM
This one hit me right in the feels. "Real fighters" — I'll take that as one of the best compliments I've gotten! Thank you for trusting us to make the impossible possible for your family.A Christmas move-in is about as good as it gets. Enjoy...
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had an absolutely outstanding experience working with Mark Smith as my Loan Officer. From start to finish, Mark made the entire homebuying process seamless and stress-free. He stayed in contact with me every step of the way, always making sure...
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Reply from Owner
July 15th, 2026 12:33 AM
Thank you for taking the time to write this — it really means a lot. Making sure you never felt confused or left in the dark is genuinely the goal every single time, so hearing that it landed exactly that way for you is the best kind of feedback...
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I left the entire process in the hands of Team Mark with good results. I got more than what I expected
Reply from Owner
July 15th, 2026 12:34 AM
I love this — "left it in the hands of Team Mark" is basically the job description I'd put on a business card if I could. Thank you for the trust, and I'm really glad it paid off with more than you expected.
Cheers!
Mark
The Mark Smith Team did a great job very professional always a positive and great attitude and always said the answers to all my questions the team made the whole experience of buying a home very simple and the whole transaction went very smoothly...
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Reply from Mark Smith - Legacy Mutual Mortgage...
July 15th, 2026 12:34 AM
This one made the whole team smile — thank you. I'm glad the gifts landed well, too (I take gift selection very seriously around here 😄). I Truly appreciate you trusting us with your home purchase and for the recommendation to your family...
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.