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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
It was an absolute pleasure working with Mark and his team. They were friendly, informative, and never missed an opportunity to help us understand each part of the lending process.
Reply from Owner
May 7th, 2026 09:02 PM
Awesome! Congratulations and enjoy the new home and little whippersnapper!
Lifesaver of loans, no matter the situation.
Reply from Owner
July 10th, 2026 03:48 AM
I appreciate the kind words. I love helping people achieve their dreams!
Mark was super helpful, he helped us close and purchase our new home when times felt hard!
Reply from Owner
July 15th, 2026 01:13 AM
Thank you for this. I know things can feel overwhelming when timing gets tight or life throws in extra stress, and I'm glad we could help make that part a little easier for you.Congratulations on your new home! Enjoy those new digs and make...
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We had a great experience working with our lender throughout the home buying process. From the very beginning, they were responsive, knowledgeable, and patient in answering all of our questions. They clearly explained each step, making what...
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Reply from Owner
July 15th, 2026 12:24 AM
Thank you for this — it really means a lot. I'm so glad we could keep things on track (even with those last-minute changes!) and make the process feel manageable instead of stressful. Thank you for trusting us with your home purchase!
Thank You very much you guys made it happen thank you thank you thank you
Reply from Owner
July 15th, 2026 12:24 AM
Thank YOU! It was truly our pleasure — congratulations again on your new home!
Overall, the past six weeks have been one of the biggest adventures of my life: filled with discovery, gathering, suspense, waiting, creativity, Feeling overwhelmed, and finally closing, funding, wiring, driving, getting, and walking through...
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Reply from Owner
July 15th, 2026 12:25 AM
What a beautiful way to put it — I got chills reading this. Thank you for letting us be part of that six-week adventure with you, and for the kind words. Congratulations again on walking through that door — welcome home! 🔑🏡
As a first-time homebuyer, I sincerely appreciate the guidance and support I received throughout the mortgage process. Buying a home can feel overwhelming, but the Mark Smith's team made everything clear and manageable. They patiently explained...
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Reply from Owner
March 7th, 2026 02:34 AM
Thank you!! You earned it!!
Mark and his team were great in helping us navigate every step of the way. I marvel at Mark's knowledge of the entire lending process and how that guided us in the decisions we had to make. Thank you all for working h*rd on our behalf.
Reply from Mark Smith
July 15th, 2026 12:27 AM
Truth is, we did work h*rd, but honestly it's easy when you're working with people who ask great questions and actually want to understand the process instead of just signing where the sticky notes are.Thank you for trusting us with something...
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Mark has been an amazing and supportive loan officer throughout the whole process. Him and his team are very knowledgeable in their field and made the process so smooth. After going back and forth with another loan company who could not get...
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Reply from Owner
July 15th, 2026 12:28 AM
Thank you for this — and I'm really glad we could turn things around after that back-and-forth with the other company. I find true joy in taking someone else's denied loan and converting it to an approved loan with us. There's nothing better...
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Mark Smith has received a review with 5 star rating from Danny K
Reply from Owner
July 15th, 2026 12:28 AM
Thank you for the 5 stars! Always appreciated, and it was a pleasure working with you.
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.