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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark is the best!
Reply from Mark Smith
July 13th, 2026 04:42 AM
Thank you! You deserved this. We were happy to help!
Mark and his team were very professional and helpful in my home buying journey. Great communication and great service!!! Highly recommended.
Reply from Owner
July 10th, 2026 11:19 PM
Thank you for the kind words! Enjoy the home! Make lots of memories and keep us posted on how things are going!
Absolutely wonderful team! Took a while due to some uncontrollable events but Mark and his team made it worthwhile in the end and closed on our dream home! Highly recommend them!!
Reply from Owner
July 10th, 2026 11:20 PM
The best things come to those who wait. Sometimes they take longer. Sometimes there are things we have to work on. It’s the destination. Not the plane flight. Enjoy!
Mr. Mark was a pleasure to work with. He fought for me throughout the entire loan process and was always available whenever I had questions. I am very grateful for all of his help and support. I would give him 10 stars if I could! Thank you,...
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Reply from Owner
July 10th, 2026 11:20 PM
Ten stars are better than five! It’s like Nigel and the amplifier that goes to 11! (IYKYK)
Mark and his team are exceptional. They truly operate as a powerhouse team. They successfully guided my loan from an initial denial to final approval, making homeownership possible for me. Their customer service is outstanding, and they provided...
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Reply from Owner
July 10th, 2026 11:21 PM
I love taking a denial and turning it into an approval. It means we know what we’re doing. At a high level. Congratulations! Enjoy that new home!
Mark and his team worked very thoroughly to ensure this worked out for us! We couldn’t be any happier and appreciate them beyond words!!
Reply from Owner
July 15th, 2026 01:11 AM
Thank you for this. "Beyond words" is a wonderful thing to hear, and I'm glad the team's thoroughness made a real difference for you. That kind of care behind the scenes doesn't always get noticed, so I appreciate you calling it out.Congratulations...
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Mark Smith has received a review with 5 star rating from Junior G
Reply from Owner
July 15th, 2026 01:12 AM
Hi!
Thank you for the 5 stars! I'm grateful you took the time to leave it, and it was a pleasure working with you.
Cheers!
Mark
Absolutely the best loan officer ever! Went above and beyond to make sure we got everything we wanted. Absolutely loves and supports the military!
Reply from Owner
July 10th, 2026 03:47 AM
Ah, thanks, folks! I'm glad we were able to help you buy your home. Nothing makes me happier than being able to take a loan that someone else said "no" to, and be able to turn it into a yes. Enjoy that new home!
Mark and his team are the best!!!! DONT THINK TWICE MAKE HIM YOUR LENDER! He closes deals with such ease, and he was in constant communication. I am beyond pleased with the experience and would recommend him to everyone! I am so grateful to...
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Reply from Owner
May 12th, 2026 10:30 PM
Enjoy that new home. You earned it!
Mark and his team stayed in constant communication throughout the whole process. They handle all hurdles until I signed my papers for my new house.
Reply from Owner
July 15th, 2026 12:23 AM
I just read your review and had to stop and say thank you. Trusting someone with a decision as big as your home loan isn't something we take lightly, and the fact that you took time out of your day to write those words means more than you know....
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.