

Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868

I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar... Show More
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Reviews from Web
Spoke with Mario about trying to obtain loan information after several failed attempts with other mortgage loan officers. Mario provided so much helpful information and what steps need to be done in purchasing a new home. Mario is extremely...
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Reply from Owner
October 31st, 2023 05:48 PM
I'm incredibly grateful for your generous feedback, Ron. It makes me truly happy to hear that you found our discussions informative and helpful. It's always my goal to ensure that my clients feel at ease and fully understand every step of the...
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My husband and I are glad we contacted Mario! We had a not so great experience with another loan officer who failed to educate and follow up with us. We found Mario on Google and we decided to contact him. We felt comfortable with Mario after...
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Reply from Owner
September 5th, 2023 03:19 AM
Thanks for you kind word Damaris. Stick to the plan and I will make you a home owner. Please tell your family , friend and everyone who is a renter to call me.
Amazing service! would recommend to anyone for their home loan nesds
Reply from Owner
October 31st, 2023 07:59 PM
I'm thrilled to hear that you had such a positive experience with our home loan services. Your recommendation means a lot to me and the whole team at American Home Lending USA, LLC. We're always here to provide top-notch service and help simplify...
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Mario Is such a great help. I’ve been searching/ trying to buy a house for a year now, have gone through 5 different lenders and he’s helped me out tremendously. Very proffesional, and very helpful. Thank you so much!
Reply from Owner
August 16th, 2023 09:07 PM
Hey Austin! Congratulations on buying your first house, and with ZERO DOWN PAYMENT! Very soon I will be closing your mortgage loan and you will get the keys to your new house! Please tell all your renter friends to give me a call and i will...
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Mario Is such a great help. I’ve been searching/ trying to buy a house for a year now, have gone through 5 different lenders and he’s helped me out tremendously. Very proffesional, and very helpful. Thank you so much!
Reply from Mario Hart
October 31st, 2023 08:18 PM
I'm deeply moved by your kind words. It's heartening to hear that my help made a significant difference in your home buying journey. Your satisfaction is my top priority, and I'm thrilled that I was able to meet your expectations. It was a...
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This man is amazing, Has helped me out more then he will know. This is my 5th lender between trying to buy over the course of a year and he has been the best.
Reply from Owner
February 8th, 2024 12:00 AM
Thank you Austin for your five star review. Im so happy that i met you and helped you purchase your first home. We made a great team, and Im glad that I was able to do the down payment assistance program for you also.
Mario is a gentleman and a scholar! He is VERY knowledgeable and is highly skilled in his craft! I am a first time homebuyer…so this is especially important for me. I want someone who can thoroughly and patiently answer my questions without...
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Reply from Mario Hart
February 9th, 2024 02:37 PM
Hey DeMarcus! dont hesitate to speak with me again when you think of more first time homebuyer questions. Dont forget that i have dozens of down payment assistance programs to help people buy a house with little or even NO money out of their...
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Mario is a gentleman and a scholar! He is VERY knowledgeable and is highly skilled in his craft! I am a first time homebuyer…so this is especially important for me. I want someone who can thoroughly and patiently answer my questions without...
read more
Reply from Owner
July 12th, 2023 01:17 AM
Thank you DeMarcus. Now you have a friend in the mortgage business! please tell all your friends about my services and share my contact info with them. I love helping good folks like you :)
I've started the process of purchasing a home. Mr Hart is so helpful, knowledgeable, honest, and professional. I am so glad I am working with him. He is a man of his word. I really appreciate him for explaining the process and I can't wait...
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Reply from Mario Hart
November 21st, 2023 08:08 PM
Your kind words truly mean a lot to me. It's my goal to make sure every client feels informed and confident in their decisions. I can assure you, the pleasure of working with you is all mine. Thank you for choosing American Home Lending USA,...
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I've started the process of purchasing a home. Mr Hart is so helpful, knowledgeable, honest, and professional. I am so glad I am working with him. He is a man of his word. I really appreciate him for explaining the process and I can't wait...
read more
Reply from Mario Hart
February 8th, 2024 07:14 PM
I appreciate your kind words and positive feedback. It's a pleasure assisting you in your home purchasing process. My goal is to make this experience as smooth and understandable as possible for you. I am always here to provide the necessary...
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
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Videos

Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.