

Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868

I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar... Show More
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Reviews from Web
Mario Hart was amazing to work with! They were professional, responsive, and made the entire loan process smooth and stress-free. I highly recommend them to anyone looking for great service and expertise.
Reply from Owner
March 4th, 2025 07:52 PM
Hi Priscilla, thank you for your kind words. You will be a homeowner soon. Happy house hunting!
I had an exceptional experience working with Mario Hart! He is very professional and knowledgeable. Mario was always quick to answer my questions and made sure I felt confident and informed about my options.Their dedication and expertise made...
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Reply from Mario Hart - American Home Lending ...
March 18th, 2025 01:30 AM
Thank you so much for your kind words, Priscilla! It was a pleasure working with you and I'm thrilled to hear that you had a positive experience. I always strive to provide clear communication and support to make the process as smooth as possible....
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Mario was very knowledgeable and helpful with our situation. He was dedicated to helping us and we will definitely be working with him again.
Reply from Owner
March 4th, 2025 08:03 PM
Sabrina, thank you for the 5 Stars. Your hard work is paying off and you are moving forward!
Working with Mario has been like having a trusted advisor at your fingertips. He is always so helpful and knowledgeable. Mario really took his time with us to make sure we had all the information needed and very patiently answered any and all...
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Reply from Owner
March 18th, 2025 01:31 AM
Amanda, thank you so much for your kind words. It truly means a lot to hear that you felt supported and comfortable throughout the process. I'm thrilled to know that my approach made a difference for you. Helping clients like you navigate the...
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Mario was extremely professional and very detailed. He answered all my questions and was very helpful throughout the whole process. He is very knowledgeable and has years of experience!
Reply from Mario Hart - American Home Lending ...
January 23rd, 2025 01:14 AM
I'm absolutely delighted to hear your feedback, Edwin! It's always my goal to provide a professional, detailed, and helpful experience. Your kind words reaffirm why I love doing what I do. Thank you for letting me help you buy your new house!...
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Everything went smoothly and there were zero issues
Reply from Owner
January 23rd, 2025 01:14 AM
So glad to hear that you had a smooth experience with zero issues. That's what we aim for! Thank you for your 5-star rating. It was a pleasure to assist you. Please feel free to reach out if you need anything in the future. - Mario Hart
Everything went smoothly and there were zero issues
Reply from Mario Hart - American Home Lending ...
January 6th, 2025 04:49 PM
Christopher, thank you so much for the 5-star rating and your positive review. It's wonderful to hear that everything went smoothly with your experience at American Home Lending USA, LLC. Your satisfaction is our utmost priority, and I'm glad...
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Mario was so helpful and knowledgeable. Gave me great advice on navigating being a new home-owner and home loans. Greatly appreciated his help and expertise!
Reply from Owner
October 30th, 2024 10:32 PM
thanks for your nice review. dont forget to tell all your renter friends to call me so i can help them buy a house with no money down
provided great information in an easy way to digest in a timely manner.
Reply from Mario Hart - American Home Lending ...
January 23rd, 2025 01:15 AM
Hi Alexander, I'm thrilled to hear that you found the information provided helpful and easy to digest. It's always a priority to make sure the process is as clear and timely as possible. Thank you for the stellar rating and for choosing American...
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Mario was great, very informative and explained things that were easy to understand. As frustrating as the market can be, he was able to ease my mind about future planning and I look forward to working with him in the future.
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
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Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.