

Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868

I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar... Show More
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Reviews from Web
Mario is very knowledgeable and will make sure you get the right and best loan options for your new home!
Reply from Owner
June 7th, 2024 08:41 PM
Heather, thank you so much for your positive review and your kind words. I'm glad to know that my knowledge could assist you in finding the best loan options for your new home. It was a pleasure working with you and I look forward to helping...
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Mario did a fantastic job with our loan! Very personable, fast working and easy to work with. Did a great job from start to finish!
Reply from Owner
June 7th, 2024 08:42 PM
Caleb, thank you so much for the excellent review! I'm overjoyed to hear that you were satisfied with the loan process and my assistance. Your positive experience is what I strive for and I'm glad to have made this process easy and efficient...
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Mario did a fantastic job with our loan! Very personable, fast working and easy to work with. Did a great job from start to finish! We are grateful for his help and professionalism!
Reply from Owner
March 30th, 2024 12:00 AM
Thank you Caleb for the five stars. I will get you a five start mortgage solution :) Dont forget to tell your friends to contact me for a mortgage if they are wanting to buy or refinance.
Right from the beginning, Mario has been very attentive and super helpful.
Reply from Owner
December 19th, 2023 05:51 PM
Thank you so much for your kind words, Kaylen. I'm delighted to hear that you had a positive experience with American Home Lending USA, LLC. I strive to provide the best service to my clients and I'm glad that I was able to assist you. Your...
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Outstanding job on helping me with my Va refinancing. Did an excellent job explaining how the process works. Thanks Mario
Reply from Owner
February 8th, 2024 07:12 PM
I'm thrilled to hear that you had a positive experience with your VA refinancing, Jermaine! It's always my goal to make the process as clear and understandable as possible, so I'm glad to know that came through for you. Thank you for such a...
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How was my lender?
Patient
Informative
Perceptive, collaborative and insightful
He gave me useful information I can actually use to fix my financial situation in order to buy a home
Reply from Mario Hart
February 8th, 2024 10:19 PM
Thank you for your kind words. Stick to the plan...it will work :) Keep in touch so i can make you a home owner when your ready.
Look at the review stars. 100% 5 points, including mine. I think he is pushing for 6. He gave me a crash course in home financing and stayed with me long enough for the information to settle in.
Reply from Owner
February 8th, 2024 07:09 PM
I'm thrilled to hear such positive feedback, Diane. Your kind words motivate me to continue delivering top-notch service and giving the thorough home financing education that everyone deserves. I'm here for you and just a call away if you need...
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How was my lender? Patient InformativePerceptive, collaborative and insightfulHe gave me useful information I can actually use to fix my financial situation in order to buy a home
Reply from Owner
February 8th, 2024 12:00 AM
Thank you for your kind words. Stick to the plan...it will work :) Keep in touch so i can make you a home owner when your ready.
My Aunt Marian Kendrick had the best experience with Mario. He was very kind, patient and knowledgeable. He gave great explanations on what she should expect throughout the process. He was very honest and did his best to get her the best deal....
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Reply from Owner
February 8th, 2024 07:13 PM
I'm incredibly grateful for your kind words, Chavaun. It was an honor to assist your Aunt Marian and I'm thrilled to hear she had a positive experience. Ensuring each client understands the process and feels secure in their decisions is a top...
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Mario was very thorough throughout the process, helped us understand what was goin go on. and helped us tremendously!
Reply from Mario Hart
October 31st, 2023 05:45 PM
I'm thrilled to hear that you found our process helpful and easy to understand, Austin. I strive to ensure my clients are well-informed and comfortable every step of the way. Your positive feedback means a lot to me and to all of us here at...
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
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Videos

Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.