

Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868

I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar... Show More
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Mario Hart - American Home Lending USA has received a review with 5 star rating from Damion L
Reply from Owner
July 6th, 2023 01:34 AM
Thanks Damion. I look forward to making you a home owner as soon as your apartment lease has ended. Keep in touch with me! and tell your friends who are renters i can help them also!
Mario is very professional and knows his stuff. Thank you for all your help and guidance to make our dreams happen.
Reply from Owner
May 11th, 2023 08:17 PM
thanks Lorrie for your kind words. Keep in touch
Mr Hart was an incredible asset in the home buying process and could not have gotten through this experience without him! He was patient and professional, kind and courteous. We would highly recommended his excellent service and invaluable...
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Reply from Mario Hart
November 21st, 2023 08:04 PM
I am truly touched by your kind words and the wonderful review. It was my utmost pleasure to guide you through your home buying process. I firmly believe that patience and professionalism are key in our line of duty, and I'm glad I could provide...
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Mr Hart was an incredible asset in the home buying process and could not have gotten through this experience without him! He was patient and professional, kind and courteous. We would highly recommended his excellent service and invaluable...
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Reply from Owner
March 7th, 2023 08:30 PM
Enjoy your new home Jocelyn! you, and your husband and daughters certainly deserve a great new home. I think your kids will love playing in the big lawn with your dog. Keep in touch and please refer your friends to me :)
Mario is amazing! He makes things happen when other lenders say no! He is a true professional who helps his clients thoroughly and makes everything look so easy! I’ll refer him over and over!!
Reply from Owner
February 22nd, 2023 07:53 PM
Thank you Selma! Its been great working with you on our first deal together. I look forward to working with you and more home buyers ASAP :)
Mario is amazing! He makes things happen when other lenders say no! He is a true professional who helps his clients thoroughly and makes everything look so easy! I’ll refer him over and over!!
Reply from Mario Hart
February 8th, 2024 09:47 PM
Thank you so much for the glowing review, Selma! It's always a pleasure to help make things happen and I'm thrilled that I could assist you. I strive to make the process as simple and easy as possible for my clients. Your willingness to refer...
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Appreciated how professional and genuinely concerned about getting us the best deal possible. Very honest and delivers on his promises.
Reply from Owner
February 20th, 2023 05:56 PM
Thank you Sean for your nice comment. I just HAD to help you and your wife and wonderful children. You truly are a superhero and your family deserves the best. Please tell everyone you know to give me a call for a mortgage if they are thinking...
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Mr Hart was very helpful, professional and dependable, I will definitely recommend him to my friends and family
Reply from Owner
February 16th, 2023 12:46 AM
Thank you Miss Polk . It was a please helping you
I was very pleased with Mr Hart. He was very knowledgeable and was very patient with me. He was available when I called and if not, he would always call me back when he said he would. Thank you for being kind
Reply from Owner
February 8th, 2024 12:00 AM
Hi Sheila, thank you for sharing your experience, and your kind words. Please dont forget to refer me to your friends, family and anyone you come across who would like to buy a house or refinance .
Very professional and over and beyond in all aspects.
Reply from Owner
February 12th, 2023 01:48 AM
Thank you Bruce. We got it done. Congratulations!
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
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Videos

Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.