Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar...... Show More
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Reviews from Web
Mario was fast, friendly and efficient. I couldn’t ask for a better experience.
Thank you Mario
Mr Hart was patient, professional and kept us informed every step of the way. This is our second time using American Home Lending and working with Mr Hart, we will not hesitate to work with him in the future because of his knowledge, and excellent...
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Reply from Mario Hart - American Home Lending ...
May 6th, 2026 06:31 PM
You have a great family, husband and kids. You deserve a good mortgage loan. Was my pleasure to help.
First and foremost, Great name. But also I was extremely impressed with his integrity and honesty. Even though i went with another service provider he really broke everything down and helped me not feel pressured by anything. If I purchase...
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Reply from Owner
October 17th, 2025 11:10 PM
Great minds (and names) think alike, Mario! 😎. Glad I could help you navigate the home loan process without the pressure — if you or anyone you know is looking to buy, refinance, or invest in Florida, I’m just a call away and ready to help....
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Thank you Mario for guiding and helping me to get my path ready for a dream home in the future. Mario was helpful, honest and kind!
Reply from Owner
September 4th, 2025 07:36 PM
Hi Hatalia, keep in touch and stick to the plan, and when youre ready give me a call. !
First of, I didn’t buy a house. But I am planning on getting all my finances and documentation together and prepare for the future. As I was looking for help, I found Mario. He was quick to respond, prompting my emails with questions, and guiding...
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Reply from Mario Hart - American Home Lending ...
May 6th, 2026 06:33 PM
Your moving in the right direction Natalia. And someday moving into a new home also. Remember to tell your friends about me.
We loved working with Mario! He made the whole mortgage process smooth and stress-free. He was always available to help and answer questions. We highly recommend him to anyone looking for a great loan officer.
Reply from Mario Hart - American Home Lending ...
May 13th, 2025 06:29 PM
I'm thrilled to hear that you had a smooth and stress-free mortgage process, Ada. It was a pleasure working with you, and I am grateful for your kind recommendation. If you have any more questions or need further assistance in the future, please...
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Great experience, very thorough and patient with answering questions. Very available to talk to and responds promptly. Thank you for the ease in this process. No surprises in hidden fees etc. Would recommend.
Reply from Owner
May 14th, 2025 07:11 PM
I'm delighted to hear that you had a great experience and found the process thorough and transparent. It was a pleasure assisting you, and I appreciate your recommendation. If you have any further questions, feel free to reach out.
It was a great experience working with Mario. He was honest and very knowledgeable, always answering and clarifying any questions we would have.
We are so grateful to Mario for helping us get into our beautiful new home! He is incredibly knowledgeable and guided us through every step of the mortgage process with patience and clarity. He answered all our questions and made sure we understood...
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I’m currently working with Mario, he has been amazing so far. He has shown us options that other lenders do not tell you about. He has done more for me in 1 day than others have in an entire loan process. I look forward to working with him...
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Reply from Owner
May 14th, 2025 07:12 PM
Thank you, Joseph! We’re thrilled to hear that working with Mario has been such a positive experience. At American Home Lending USA, we pride ourselves on offering unique home loan solutions and mortgage options that many lenders don’t take...
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Search Rank ScoreLearn More →
445
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
Gallery
Videos
Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.