Maria Esparza
Branch Manager NMLS #280104
With a strong passion for helping clients achieve home ownership, I'm seasoned mortgage professional dedicated to providing personalized lending solutions. With over 24 years of experience in the mortgage and real estate industry. I speci... Show More
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Maria was very responsive and personable. she explained things well and was there when i had questions
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Hello Donald, I appreciate you taking the time to write a short review, and I look forward to helping you in the future. Thank you very much!
Maria, was always there for us, start to finish! As a disabled Veteran, her service to us was above and beyond. We wish her and the team a safe year and God Bless.
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Hello Mr. Richard Vega, I wouldn't have it any other way for our Veterans. I appreciate your review and I wish you they best on your well-deserved vacation.
great great easy fast
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Hello Israel, you're one of my best client's and I have to say your cooperation made the process incredibly easy, and I'm glad and very excited to help you this 2nd time around. I wish you the best in this new chapter of completing your home...
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I have just completed my 2nd refinance with Maria Esparza and this maybe my last. Last year, I did an FHA Streamline refinance at 3.25% with lower my payment dramatically from a 4.875% 30 year fix. Now, after a year I was able to lock in a...
read more
I have just completed my 2nd refinance with Maria Esparza and this maybe my last. Last year, I did an FHA Streamline refinance at 3.25% with lower my payment dramatically from a 4.875% 30 year fix. Now, after a year I was able to lock in a...
read more
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About
With a strong passion for helping clients achieve home ownership, I'm seasoned mortgage professional dedicated to providing personalized lending solutions. With over 24 years of experience in the mortgage and real estate industry. I specialize in purchase, refinance, and investment property financing.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Specialities
FHA, VA, USDA, DSCR, Conventional, Business Purpose
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Positions
- West Capital Lending - Branch ManagerOct 4th, 2021 - Current
Memberships
- OCAR
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DRE#01777696 NMLS#280104
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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