Maria Esparza
Branch Manager NMLS #280104
With a strong passion for helping clients achieve home ownership, I'm seasoned mortgage professional dedicated to providing personalized lending solutions. With over 24 years of experience in the mortgage and real estate industry. I speci... Show More
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Maria was helpful. She followed up without being overbearing.
Reply from Maria Esparza
June 30th, 2026 02:20 PM
I'm glad to know you found my assistance helpful, Basil. Striking the right balance with follow-ups is important to me, and I'm pleased that it was beneficial to your experience. If there's anything more I can do for you, feel free to let me...
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was absolutely outstanding. Every question was answered fully. She was very knowledgeable, very professional and absolutely patient with all the questions. She was straightforward and honest about every aspect and every question that was asked...
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Reply from Maria Esparza
June 30th, 2026 02:20 PM
James, it's wonderful to hear your feedback about the recent HELOC process. I'm glad I could address all your questions and provide straightforward information. Your trust and satisfaction are important to me. If there's anything else you need,...
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Maria was absolutely awesome. She is very easy and pleasant to speak with. She streamlined the process kept it stress free with no gimmicks or false promises. We appreciate her helping us with our finances when no one else seemed to be able...
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Reply from Maria Esparza
June 30th, 2026 02:20 PM
I'm grateful for your kind words, Steve. It was a pleasure assisting you and Lori with your home equity loan at West Capital Lending. I'm glad I could make the process smooth and straightforward for you. If you need any further assistance or...
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Excellent service, polite and efficient and respectful, keep up the awesome work !!!
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Hello Fernando & Bianey, Thank you for your review I’m so glad to hear you had a positive experience. Clients like you make what I do so rewarding. Wishing you all the best — and don’t hesitate to reach out if you ever need anything in the...
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Maria ALWAYS went above and beyond in terms of getting this loan finalized - she was super responsive and helpful!
Thank you again, Maria!
Reply from Maria Esparza
June 30th, 2026 02:20 PM
It was my pleasure to assist you with your home equity line of credit. I'm glad to hear you felt supported and received the help you needed. If there's anything else I can do for you in the future, please don't hesitate to let me know. Thank...
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Maria was so helpful. She explained each step and was veryencouraging about getting the loan. She was friendly and didn't give up when I didn't think I would be approved. Thank you Maria
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Thank you, Margaret, for your kind words and online review! I’m so glad I could help, and I’m grateful for the opportunity to work with you. Please don’t hesitate to reach out if you ever need anything in the future.
Very pleasant to work with!
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Hi April, thank you so much for taking the time to share your review online! Your feedback means a lot, and I truly appreciate the trust you placed in me. I look forward to helping you again in the future!
I had the absolute pleasure of working with Maria, and I cannot recommend her highly enough! From our very first conversation, she was warm, professional, and incredibly knowledgeable. She guided me through every step of the loan process with...
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Reply from Maria Esparza
June 30th, 2026 02:20 PM
Dear Malissa, I greatly appreciate your thoughtful review. It was a pleasure working with you, and I’m so glad to hear about your positive experience. Your support not only means the world to me, but it also helps others who are looking for...
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Maria is exceptionally knowledgeable in the field of home mortgages, which made the entire application process seamless and straightforward. Thanks to her guidance, my home equity loan was approved and e-signed within just 24 hours of submitting...
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Reply from Maria Esparza
June 30th, 2026 02:20 PM
It was great working with you. Thanks again for putting your trust in us.
This is the second time that we come to Maria, and AGAIN she delivered. Maria makes the process short , sweet and concise. It will our pleasure to come back to Maria to help us with our finanncial needs. Thank you Maria!
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Reply from Maria Esparza
June 30th, 2026 02:20 PM
Hello Manuel, I appreciate you very much to be able to help you with home equity options the second time around. I look forward in helping you and your lovely wife in the future. Thank you!
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About
With a strong passion for helping clients achieve home ownership, I'm seasoned mortgage professional dedicated to providing personalized lending solutions. With over 24 years of experience in the mortgage and real estate industry. I specialize in purchase, refinance, and investment property financing.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Specialities
FHA, VA, USDA, DSCR, Conventional, Business Purpose
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Positions
- West Capital Lending - Branch ManagerOct 4th, 2021 - Current
Memberships
- OCAR
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DRE#01777696 NMLS#280104
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing