Maria Esparza
Branch Manager NMLS #280104
With a strong passion for helping clients achieve home ownership, I'm seasoned mortgage professional dedicated to providing personalized lending solutions. With over 24 years of experience in the mortgage and real estate industry. I speci... Show More
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MRS ESPARZA EXPLAINED TOO CLEAR THE PROCESS OF THIS LOAN,SHE ALWAYS RESPONED ALL QUESTIONS AND FAST ANSWERS BY E MAIL OR PHONE,SHE IS VERY GOOD AGENT, THANKS, MARIA ESPARZA FOR YOUR TIME AND ATENTION.
Maria was excellent and extremely intelligent in guidance throughout our entire process.
Reply from Maria Esparza
August 29th, 2026 05:11 PM
Nicassio and Margaret, I'm glad to hear that you found my guidance helpful throughout your HELOC process. Thank you for your kind words and for trusting me with this important step. I look forward to helping your family and friends in the future....
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Maria made the entire home equity line of credit process incredibly smooth and stress-free. She was professional, knowledgeable, and always available to answer my questions. Thanks to her hard work and expertise, I was approved in just a few...
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Reply from Maria Esparza
August 10th, 2026 05:55 PM
Shadi, I'm really pleased to hear that you had a smooth and stress-free experience with your home equity line of credit process. Your kind words about my professionalism and dedication mean a lot to me. I'm grateful for your recommendation...
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Maria was very helpful answer all questions was available whenever we needed her great person overall
Reply from Maria Esparza
August 6th, 2026 06:20 PM
Shari and Douglas, I'm grateful for your kind words. It was a pleasure working with both of you, and I look forward to helping your friends and family in the future.
Working with Miss Maria Esparza was an outstanding experience from beginning to end. She was professional, knowledgeable, patient,and always available to answer my questions, she explained everything step of the loan process clearly, kept me...
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responded to all of our questions and answered them thoroughly. She made the process easy to understand and easy to access.
Reply from Maria Esparza
July 30th, 2026 07:39 PM
Lynde, I'm grateful for your kind words. I'm glad I could help make the process easy to understand and accessible for you. If you have any more questions in the future, please feel free to reach out.
Very professional
Reply from Maria Esparza
July 30th, 2026 07:39 PM
Ahmad, I'm grateful for your kind words and the positive feedback about my professionalism. Working with you on your HELOC was a great experience.
Fast service and great customer service
Reply from Maria Esparza
July 30th, 2026 06:27 PM
Isaias, I'm glad you had a positive experience with the fast service and customer support. Your feedback means a lot to me, and I appreciate you taking the time to share it. Look forward to assisting with your future lending needs.
Maria kept us informed about the loans available to us. while ago we tried to get a loan but we couldn't get it. We gave up and a few months later (because she new what we needed), she kept looking for one until she found it. She's a great...
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Reply from Maria Esparza
June 30th, 2026 02:20 PM
Mr. Dennis and Cecy, I'm grateful and appreciative to have cooperative and loyal clients like you. I'm very glad I was able to get you to your next milestone
Maria is warm and accomodating. We have been working with her for various accounts. She is available and understanding. During our last loan, we lost a loved one and she was very empathetic and kind.
Reply from Maria Esparza
June 30th, 2026 02:20 PM
Thank you, Jose, for sharing your experience. I'm truly sorry to hear about your loss. I'm glad I could offer some support during a challenging time. It's been a pleasure working with you across various accounts, and I appreciate your trust....
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About
With a strong passion for helping clients achieve home ownership, I'm seasoned mortgage professional dedicated to providing personalized lending solutions. With over 24 years of experience in the mortgage and real estate industry. I specialize in purchase, refinance, and investment property financing.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Specialities
FHA, VA, USDA, DSCR, Conventional, Business Purpose
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Positions
- West Capital Lending - Branch ManagerOct 4th, 2021 - Current
Memberships
- OCAR
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DRE#01777696 NMLS#280104
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing