

Marcus Montrose
Mortgage Loan Originator NMLS #38880


John Jay College of Criminal Justice
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
I highly recommend reaching out to Marcus Montrose with West Capital Lending, he was a tremendous resource for expediting a home equity line of credit in order to finish a renovation project that was about to go on hold as a result of waiting...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you, Jodi! You crushed it. This one was special—bank statement income, $300K fixed HELOC, all done fast. So glad I could help bring that renovation to life! Always here when you need me.
Having an uncoventional lifestyle makes it hard for me to get traditional loans . Marcus persisted and found the perfect match for us!
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Jeffrey, thank you! This one was a journey—but your trust, persistence, and positivity made all the difference. So glad we found the perfect HELOC fit and closed strong!
Marcus was great. He walked me through this and a long term plan to get out of debt and continue moving ahead with all of my financial goals. I will be using them again.
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thanks, Michael! It was an honor helping you build a long-term plan that works. Your trust means a lot—I'm always here when you're ready for the next step!
Marcus at WCL was so helpful and knowledgeable and made sure I got what I wanted and needed. He made the process quick and easy. I would recommend Marcus and WCL to anyone needing to tap into there equity or looking for a loan. I am more than...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you so much, Charles! I'm truly grateful for your trust—it was a pleasure helping you. I’m always here if you or anyone you know needs anything!
Excellent in every way. Highly recommend.
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you so much for your kind words, Martha! I'm thrilled to hear you had a great experience with the digital HELOC process. It was a pleasure working with you, and I truly appreciate your recommendation!
Excellent! Knowledgeable, efficient and enjoyable to work with. We have already recommended him to friends and family. We are so thankful for Marcus’ help during the process of buying our new home.
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you for your wonderful review! I'm so glad I could help you in your home-buying journey. Your recommendations mean a lot to me. Congratulations on your new home!
Marcus was knowledgeable and informed me every step of the way of my best options and very understanding of what I wanted
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thanks, Ed! Glad I was able to help.
Marcus is awesome! That sums it up!!! He was soooo patient with me and explained EVERYTHING in words I could understand. He was very prompt with returning texts, emails, or phone calls, I never had to worry that he would get back k to me with...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Christine, your kind words mean so much! It was truly a pleasure working with you, and I’m so glad I could help make everything clear and stress-free. You now have a solid plan in place, and I’ll be here every step of the way as you work toward...
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Marcus is great to work with. He devotes himself to you and your cause. He is always available and He will never leave you wondering what is happening during the loan process. His positivity is infectious, and He helps you maintain a level...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Hi Jeff, Thank you for your kind review! Your persistence was key to our success, and I’m glad we found the right solution. I’m here to help anytime, and I’d be happy to assist your family or friends with their mortgage needs too. Thanks again...
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We had a few special circumstances, that required extra work to get our loan in. Marcus was so plesant and positive each and every day. He really kept us calm with each frustrating day, and lifted us up. AND he was right, to just stay on track...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you for your kind words, Ilissa! I’m so glad I could help stay positive through such a challenging process. Your trust and perseverance made all the difference, and I’m thrilled we got to the finish line together. It was an honor to support...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Wholesale Mortgage Broker
Mortgage Loan Origination
Conventional, FHA, VA, High Balance, and Jumbo loans
Suite of home loan products designed for self employed borrowers and investors
Bank Statement loans, DSCR, commercial as well as Private Money
Fixed Rate digital HELOC can close in 5 days with minimal documentation
As a Money Broker, my Finance Company, iCapitalGroup.com, can provide the following products:
Unsecured Business Loans and LOCs, Fix and Flip Financing, Business Acquisition Financing,
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Education
- John Jay College of Criminal JusticeCorporate LawLaw and SocietyJan 1995 -May 2000

Positions
- E Mortgage Capital - Senior Mortgage Loan OfficerSep 5th, 2023 - Aug 23rd, 2024
- West Capital Lending - Branch ManagerApr 12th, 2023 - Sep 5th, 2023
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DRE # 02216729, NMLS ID 38880 Licensed in AZ, CO, MD, NM, OR, TN, TX, UT, VA, CA
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+5
Achievements
- Celebrating my 20th Year as a Mortgage Loan Originator
Hobbies
- Hiking
- Cross-Fit
- Meditaton
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing