Marcus Montrose
Mortgage Loan Originator NMLS #38880
John Jay College of Criminal Justice
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Marcus is a consummate professional, knows his business, has excellent communication skills, delicers on his promises and displayed unending patience, encouragement, timeliness and genuine care for me as his customer!
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Vanda,Thank you so much for your incredibly kind words. It was truly a pleasure working with you, and I’m grateful you placed your trust in me. Your thoughtful review means more than you know, and I sincerely appreciate you taking the time...
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Marcus was very thorough throughout the process explaining very well all details in a prompt manner early in the morning or late at night. Gave me many loan options and explained very well advantages and disadvantages for each. He should be...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you so much, Raul. It was truly a pleasure helping you navigate your Home Equity Conversion Mortgage and making sure you understood every option available before making such an important decision. I appreciate your trust throughout the...
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Let me start by saying that I am at 77 year old retiree and I was aware that getting this loan would probably be one of the most important financial decision of my life. I was scared and unsure if I was making the right decision. I feel blessed...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Nora, thank you so much for your beautiful words. It truly meant a lot to walk through this process with you. You asked all the right questions, you stayed engaged, and you trusted me even when things felt overwhelming. I’m grateful for your...
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Everything went smoothly, even with a bank holiday in the middle of transactions.
Marcus took the time to explain everything to me. He made the process unestressful, easy and fast. I can't thank him enough to actually see me and understand my needs better that myself.
Reply from Marcus Montrose
July 11th, 2026 08:26 PM
Gabriela, From our very first conversation, I knew this was about much more than simply getting a HELOC approved. It was about understanding your business, your family, your goals, and what you were working so hard to accomplish. As a self-employed...
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I think most of our poor experience came from Rocket mortgage . Marcus was just as frustrated with them . repeated requests for things and they wanted me to put flooring over the cement floor in a basement.
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Deborah, thank you for your feedback and for allowing me to help get your loan across the finish line. I know this transaction had its challenges, but I'm glad we were able to find a solution and close on your manufactured home when many lenders...
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You were very proactive and easy to contact. Everything was explained very thoroughly and you made the experience less stressful with your upbeat positive attitude and personal attention!
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Kay, thank you for taking the time to share your experience. It was truly a pleasure working with you. Knowing I helped make the process less stressful means a great deal because that's exactly what I strive for with every client. Whether it's...
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Marcus worked with us for over a month trying to get us the best loan possible. He made himself available after normal work hours answering any and all questions. He returned calls promptly and has a great personality. I have never worked with...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Darren, thank you for taking the time to share your experience. It was a pleasure working with you and Kay. I appreciate the trust you both placed in me throughout the process, and I'm glad I could be there to answer your questions and help...
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Marcus was amazing. He is a 10/10 very pleased with his support , knowledge drive etc. The funding group is by far the worst. Mailing checks to the wrong address and late posting due to rerouting of mail is not acceptable. Payoffs with the...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Christine, I appreciate the honesty in this review because clients should absolutely speak candidly about their experience, especially during something as important as a mortgage transaction.You made an important distinction here: the mortgage...
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explained everything to me and answered all my questi.
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Veronica, thank you for trusting me a second time to help with your home financing. That confidence means more to me than I can say. I'm glad we were able to improve your terms, and it was my pleasure to make sure every question was answered...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Wholesale Mortgage Broker
Mortgage Loan Origination
Conventional, FHA, VA, High Balance, and Jumbo loans
Suite of home loan products designed for self employed borrowers and investors
Bank Statement loans, DSCR, commercial as well as Private Money
Fixed Rate digital HELOC can close in 5 days with minimal documentation
As a Money Broker, my Finance Company, iCapitalGroup.com, can provide the following products:
Unsecured Business Loans and LOCs, Fix and Flip Financing, Business Acquisition Financing,
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Education
- John Jay College of Criminal JusticeCorporate LawLaw and SocietyJan 1995 -May 2000
Positions
- E Mortgage Capital - Senior Mortgage Loan OfficerSep 5th, 2023 - Aug 23rd, 2024
- West Capital Lending - Branch ManagerApr 12th, 2023 - Sep 5th, 2023
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DRE # 02216729, NMLS ID 38880 Licensed in AZ, CO, MD, NM, OR, TN, TX, UT, VA, CA
Gallery
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+5
Achievements
- Celebrating my 20th Year as a Mortgage Loan Originator
Hobbies
- Hiking
- Cross-Fit
- Meditaton
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing