

Marcus Montrose
Mortgage Loan Originator NMLS #38880


John Jay College of Criminal Justice
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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It was an absolute pleasure working with Marcus. Our mutual clients relied on us to get the job done and he absolutely blew it out of the water with great communication, excellent timing on getting everything together, and most of all staying...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
I really appreciate the feedback and am looking forward to working with you again.
Marcus, my mortgage agent, is my HERO. I will recommend Marcus to all my friends, co-workers, and acquaintances FOREVER. He stood by me through the whole experience and is one of the most KNOWLEDGEABLE people that I know. He is well versed...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
I enjoyed working with you. Thanks for the great feedback.
Marcus was extremely knowledgeable about all loan options and over-delivered in every way possible to insure a successful closing. I will definitely use him again!
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Glad we could make this happen for you — structuring that DSCR loan correctly was key to a smooth closing. Always great to work with clients who see the value of creative financing done right. I’m here whenever you’re ready for the next one!...
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Marcus is my HERO. I will recommend Marcus to all my friends, co-workers, and acquaintances FOREVER. He stood by me through the whole experience and is one of the most KNOWLEDGEABLE people that I know. He is well versed in his profession, but...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Hi Cheryl,Your words truly touched my heart. It’s been an absolute blessing working with you, and I’m grateful not just for the business but for the friendship we’ve built along the way. Knowing I could support you means the world to me. Thank...
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I would give him more than 5 stars if I could. I would rate him 5 stars plus. I had many lenders tell me I could not get a HELOC so I had virtually given up until Marcus texted me. He did a great job of navigating me through the sometimes difficult...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Chester, I truly appreciate your trust and the great feedback. Helping clients like you makes this all worthwhile, and I’m always here for you and your family.
The amount of time spent and education from Marcus was the deciding factor in going with him. He really helped me understand more of the process than anyone ever has. His dedication and drive to not only provide you with the best option but...
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Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Robert, I’m so glad the process made sense and empowered you. It was an honor to help you navigate the refinance and show you a smarter, more strategic way to access capital from your own home's equity. I’m proud we were able to put more money...
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Always on top of things. Very smart and very pleasant and humorous and positive. Very calming demeanor.Excellent people skills. Highly professional
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you so much, Vicky. Your words truly mean a lot to me. It was a pleasure working with you—you have such a great energy and outlook, and I’m grateful we connected. I’m always here if you need anything in the future!
—Marcus Montrose
Marcus was great talking through the strategy to refinance as well as the benefits of a HELOC Extremely quick process and very professional .
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Hi John,Thank you so much! It was a pleasure helping you refinance, clear debts, and secure your HELOC for future flexibility. I’ll keep an eye on the market, and we can revisit rates around your 12-month mark.If you know anyone else who could...
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Markus Montrose was bery helpful in explaining the process. He responds very quickly to all my questions. He works very efficiently and my loan closed in 5 days!
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you so much, Michelle! It means a lot to know the process felt clear and efficient for you— It was a pleasure helping your family, and I’m glad we got it done fast and smooth!🙏🏼
— Marcus Montrose
Marcus was absolutely awesome. He helped me through my situation, came up with a plan to get me moving ahead again and finally getting my plans back on track. This was a great experience and I look forward to working with him again.
Reply from Marcus Montrose
June 30th, 2026 05:30 PM
Thank you, Mike—it was an honor to help you as a Veteran. This one took some work, but we got it done. Grateful for your trust!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Wholesale Mortgage Broker
Mortgage Loan Origination
Conventional, FHA, VA, High Balance, and Jumbo loans
Suite of home loan products designed for self employed borrowers and investors
Bank Statement loans, DSCR, commercial as well as Private Money
Fixed Rate digital HELOC can close in 5 days with minimal documentation
As a Money Broker, my Finance Company, iCapitalGroup.com, can provide the following products:
Unsecured Business Loans and LOCs, Fix and Flip Financing, Business Acquisition Financing,
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Education
- John Jay College of Criminal JusticeCorporate LawLaw and SocietyJan 1995 -May 2000

Positions
- E Mortgage Capital - Senior Mortgage Loan OfficerSep 5th, 2023 - Aug 23rd, 2024
- West Capital Lending - Branch ManagerApr 12th, 2023 - Sep 5th, 2023
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DRE # 02216729, NMLS ID 38880 Licensed in AZ, CO, MD, NM, OR, TN, TX, UT, VA, CA
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+5
Achievements
- Celebrating my 20th Year as a Mortgage Loan Originator
Hobbies
- Hiking
- Cross-Fit
- Meditaton
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing